Est. Earnings (1yr)
$34,769
Est. from national median (84 programs)
Est. Median Debt
$20,500
Est. from national median (41 programs)

Analysis

A research psychology bachelor's from Rutgers appears financially manageable based on what similar programs typically produce. Peer programs nationally suggest first-year earnings around $35,000, with debt estimated at $20,500—yielding a debt-to-earnings ratio of 0.59 that falls well within reasonable territory. By year four, graduates at this specific program earn $42,326, showing meaningful salary progression.

New Jersey's psychology programs vary dramatically in outcomes. Princeton tops out at $47,000 initially, while Centenary sits closer to $28,000. Rutgers' trajectory places it in the middle tier for the state, though notably below the New Jersey median of $37,492 for this field. The estimated debt load here runs about $5,000 less than the typical Jersey psychology program, which helps offset the more modest starting salary.

The limited sample size behind these estimates matters—it suggests Rutgers graduates relatively few students specifically in research psychology as opposed to general psychology tracks. This could mean the program is small and specialized, or that most students declare different concentrations within psychology. Either way, the debt-to-earnings picture looks workable for students committed to this field, though the salary ceiling appears lower than some Jersey alternatives. Parents should verify whether their student plans graduate work, since research psychology often leads to PhD programs where these bachelor's-level earnings become less relevant.

Where Rutgers University-New Brunswick Stands

Earnings vs. debt across all research and experimental psychology bachelors's programs nationally

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

School1 Year4 YearsGrowth
Rutgers University-New Brunswick$42,326
Harvard University$41,501$76,453+84%
University of Rochester$39,732$68,347+72%
University of Chicago$31,986$65,966+106%
Northeastern University$38,463$57,605+50%

Compare to Similar Programs in New Jersey

Research and Experimental Psychology bachelors's programs at peer institutions in New Jersey (6 total in state)

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SchoolIn-State TuitionEarnings (1yr)*Earnings (4yr)Median Debt*Debt/Earnings
Rutgers University-New BrunswickNew Brunswick$17,239$34,769*$42,326$20,500*
Princeton UniversityPrinceton$59,710$47,050**
Centenary UniversityHackettstown$37,732$27,933*$25,358*0.91
National Median$34,768*$21,500*0.62
* Estimated from similar programs

Career Paths

Occupations commonly associated with research and experimental psychology graduates

Statisticians

Develop or apply mathematical or statistical theory and methods to collect, organize, interpret, and summarize numerical data to provide usable information. May specialize in fields such as biostatistics, agricultural statistics, business statistics, or economic statistics. Includes mathematical and survey statisticians.

$104,350/yrJobs growth:Master's degree

Biostatisticians

Develop and apply biostatistical theory and methods to the study of life sciences.

$104,350/yrJobs growth:Master's degree

Medical Scientists, Except Epidemiologists

Conduct research dealing with the understanding of human diseases and the improvement of human health. Engage in clinical investigation, research and development, or other related activities.

$100,590/yrJobs growth:Doctoral or professional degree

Clinical and Counseling Psychologists

Assess, diagnose, and treat mental and emotional disorders of individuals through observation, interview, and psychological tests. Help individuals with distress or maladjustment understand their problems through their knowledge of case history, interviews with patients, and theory. Provide individual or group counseling services to assist individuals in achieving more effective personal, social, educational, and vocational development and adjustment. May design behavior modification programs and consult with medical personnel regarding the best treatment for patients.

$94,310/yrJobs growth:

Psychologists, All Other

All psychologists not listed separately.

$94,310/yrJobs growth:

Neuropsychologists

Apply theories and principles of neuropsychology to evaluate and diagnose disorders of higher cerebral functioning, often in research and medical settings. Study the human brain and the effect of physiological states on human cognition and behavior. May formulate and administer programs of treatment.

$94,310/yrJobs growth:

Clinical Neuropsychologists

Assess and diagnose patients with neurobehavioral problems related to acquired or developmental disorders of the nervous system, such as neurodegenerative disorders, traumatic brain injury, seizure disorders, and learning disabilities. Recommend treatment after diagnosis, such as therapy, medication, or surgery. Assist with evaluation before and after neurosurgical procedures, such as deep brain stimulation.

$94,310/yrJobs growth:

Psychology Teachers, Postsecondary

Teach courses in psychology, such as child, clinical, and developmental psychology, and psychological counseling. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:

Health Specialties Teachers, Postsecondary

Teach courses in health specialties, in fields such as dentistry, laboratory technology, medicine, pharmacy, public health, therapy, and veterinary medicine.

$83,980/yrJobs growth:

Child, Family, and School Social Workers

Provide social services and assistance to improve the social and psychological functioning of children and their families and to maximize the family well-being and the academic functioning of children. May assist parents, arrange adoptions, and find foster homes for abandoned or abused children. In schools, they address such problems as teenage pregnancy, misbehavior, and truancy. May also advise teachers.

$61,330/yrJobs growth:

Managers, All Other

All managers not listed separately.

Compliance Managers

Plan, direct, or coordinate activities of an organization to ensure compliance with ethical or regulatory standards.

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Rutgers University-New Brunswick, approximately 27% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 84 similar programs. Actual outcomes may vary.