Median Earnings (1yr)
$32,024
48th percentile (60th in NJ)
Median Debt
$24,161
3% below national median
Debt-to-Earnings
0.75
Manageable
Sample Size
484
Adequate data

Analysis

Rutgers Newark's biology program stands out for its impressive earnings trajectory, with graduates seeing their income jump 78% from $32,024 to $56,996 between years one and four—well above typical biology programs nationally. While the starting salary matches both national and state medians exactly, the strong growth pattern suggests the program effectively prepares students for career advancement or graduate school pathways that pay off within a few years.

The financial picture looks reasonable with $24,161 in median debt, creating a manageable 0.75 debt-to-earnings ratio that's better than many programs. Among New Jersey's biology offerings, this program ranks in the 60th percentile for earnings despite being significantly more affordable than top performers like Centenary ($44,312 starting) or William Paterson ($42,492 starting), which carry much higher debt loads.

The key tradeoff here is patience versus immediate gratification. Students willing to accept a modest starting salary can benefit from Rutgers Newark's strong alumni network and research opportunities that clearly translate into career growth. With 56% of students receiving Pell grants and reasonable debt levels, this program offers accessible entry into biology careers with solid long-term earning potential, making it a practical choice for families prioritizing both affordability and outcomes.

Where Rutgers University-Newark Stands

Earnings vs. debt across all biology bachelors's programs nationally

Rutgers University-NewarkOther biology programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Rutgers University-Newark graduates compare to all programs nationally

Rutgers University-Newark graduates earn $32k, placing them in the 48th percentile of all biology bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in New Jersey

Biology bachelors's programs at peer institutions in New Jersey (26 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Rutgers University-Newark$32,024$56,996$24,1610.75
Centenary University$44,312$26,7420.60
William Paterson University of New Jersey$42,492$59,958$25,8600.61
Rider University$41,181$55,766$26,9770.66
New Jersey City University$37,980$42,124$19,7500.52
Montclair State University$37,179$42,414$26,0000.70
National Median$32,316$25,0000.77

Other Biology Programs in New Jersey

Compare tuition, earnings, and debt across New Jersey schools

SchoolIn-State TuitionEarnings (1yr)Debt
Centenary University
Hackettstown
$37,732$44,312$26,742
William Paterson University of New Jersey
Wayne
$15,150$42,492$25,860
Rider University
Lawrenceville
$38,900$41,181$26,977
New Jersey City University
Jersey City
$13,971$37,980$19,750
Montclair State University
Montclair
$14,766$37,179$26,000

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Rutgers University-Newark, approximately 56% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 484 graduates with reported earnings and 788 graduates with debt data. Small samples may not be representative.