Median Earnings (1yr)
$68,037
67th percentile (60th in MI)
Median Debt
$26,250
5% above national median
Debt-to-Earnings
0.39
Manageable
Sample Size
31
Adequate data

Analysis

Saginaw Valley State delivers solid computer science outcomes at a manageable cost, outperforming nearly two-thirds of similar programs nationally despite its open-access admissions profile. Starting salaries of $68,037 exceed the national median by over $6,700, and graduates carry debt 18% below the national average. Within Michigan, the program lands comfortably in the middle of the pack—behind the flagship universities but ahead of many peers—a reasonable position given SVSU's significantly lower selectivity compared to top-tier options.

The 13% earnings growth over four years suggests graduates are establishing stable career trajectories, though they're not reaching the six-figure salaries that Michigan's elite programs produce. The debt-to-earnings ratio of 0.39 means graduates need roughly five months of gross income to cover their loans—a manageable burden that leaves room for savings and major life purchases. For a family seeking a computer science degree without the intense competition or price tag of Ann Arbor, this program delivers professional-level outcomes.

The moderate sample size adds some uncertainty, but the fundamentals are clear: SVSU offers a legitimate path into tech careers at a price point that won't follow your child around for a decade. It won't unlock the same doors as Michigan's top programs, but it costs far less in both stress and money while still producing employable graduates.

Where Saginaw Valley State University Stands

Earnings vs. debt across all computer and information sciences bachelors's programs nationally

Saginaw Valley State UniversityOther computer and information sciences programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Saginaw Valley State University graduates compare to all programs nationally

Saginaw Valley State University graduates earn $68k, placing them in the 67th percentile of all computer and information sciences bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Michigan

Computer and Information Sciences bachelors's programs at peer institutions in Michigan (21 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Saginaw Valley State University$68,037$77,019$26,2500.39
University of Michigan-Ann Arbor$113,634$135,625$20,0000.18
Michigan State University$86,192$94,016$24,0220.28
Wayne State University$77,371$98,072$20,6720.27
University of Michigan-Dearborn$77,273$91,152$25,0000.32
Grand Valley State University$74,360$83,360$27,0000.36
National Median$61,322—$25,0000.41

Other Computer and Information Sciences Programs in Michigan

Compare tuition, earnings, and debt across Michigan schools

SchoolIn-State TuitionEarnings (1yr)Debt
University of Michigan-Ann Arbor
Ann Arbor
$17,228$113,634$20,000
Michigan State University
East Lansing
$15,988$86,192$24,022
Wayne State University
Detroit
$14,297$77,371$20,672
University of Michigan-Dearborn
Dearborn
$14,944$77,273$25,000
Grand Valley State University
Allendale
$14,628$74,360$27,000

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Saginaw Valley State University, approximately 32% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 31 graduates with reported earnings and 33 graduates with debt data. Small samples may not be representative.