Median Earnings (1yr)
$76,823
87th percentile (60th in MI)
Median Debt
$26,679
8% above national median
Debt-to-Earnings
0.35
Manageable
Sample Size
62
Adequate data

Analysis

Saginaw Valley State's mechanical engineering program punches well above its weight, placing graduates in the 87th percentile nationally for earnings—far better than you'd expect from a school with a 73% admission rate and modest SAT scores. First-year engineers earn $76,823, surpassing the national median by over $6,000. Within Michigan, the program sits comfortably at the 60th percentile, landing just above the state median and not far behind flagship schools like Michigan State ($80,259).

The debt picture strengthens the value case considerably. At $26,679, graduates carry slightly less than the state median and rank in the 29th percentile nationally for debt—meaning 71% of programs leave students with more debt. The 0.35 debt-to-earnings ratio means graduates owe roughly four months of salary, which is highly manageable for an engineering degree. Earnings grow modestly to $81,775 by year four, showing solid career progression without dramatic jumps.

For families balancing cost and outcomes, this represents a straightforward win. You're getting top-quartile national earnings without the premium price tag or ultra-competitive admissions of elite engineering schools. The program delivers Michigan-typical engineering salaries with below-average debt—exactly the combination that makes a degree pay off quickly.

Where Saginaw Valley State University Stands

Earnings vs. debt across all mechanical engineering bachelors's programs nationally

Saginaw Valley State UniversityOther mechanical engineering programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Saginaw Valley State University graduates compare to all programs nationally

Saginaw Valley State University graduates earn $77k, placing them in the 87th percentile of all mechanical engineering bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Michigan

Mechanical Engineering bachelors's programs at peer institutions in Michigan (17 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Saginaw Valley State University$76,823$81,775$26,6790.35
University of Michigan-Ann Arbor$82,823$91,187$21,7500.26
Michigan State University$80,259$87,105$24,0000.30
Kettering University$79,307$91,536$28,0000.35
University of Detroit Mercy$78,552———
Oakland University$78,213$89,376$25,0000.32
National Median$70,744—$24,7550.35

Other Mechanical Engineering Programs in Michigan

Compare tuition, earnings, and debt across Michigan schools

SchoolIn-State TuitionEarnings (1yr)Debt
University of Michigan-Ann Arbor
Ann Arbor
$17,228$82,823$21,750
Michigan State University
East Lansing
$15,988$80,259$24,000
Kettering University
Flint
$46,380$79,307$28,000
University of Detroit Mercy
Detroit
$32,300$78,552—
Oakland University
Rochester Hills
$14,694$78,213$25,000

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Saginaw Valley State University, approximately 32% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 62 graduates with reported earnings and 68 graduates with debt data. Small samples may not be representative.