Accounting at Saint Ambrose University
Bachelor's Degree
Analysis
Saint Ambrose's accounting graduates start at $56,691—above the national median but trailing most Iowa programs. While these earnings beat the typical accounting graduate nationally (61st percentile), they fall short within Iowa, landing at just the 40th percentile in a state where the median accounting program produces starting salaries of $59,252. That's a meaningful gap: graduates from Drake and Iowa start nearly $9,000 higher, and even programs like Wartburg and Loras deliver 8-9% better outcomes.
The debt picture offers some relief. At $26,559, borrowing sits right at the Iowa median and slightly above the national average, translating to a manageable debt-to-earnings ratio of 0.47. Earnings growth to $64,677 by year four shows decent progression—14% over four years—though this still leaves graduates trailing their in-state peers who started ahead.
For Iowa families, this comes down to price. Saint Ambrose delivers a solid accounting education with reasonable debt, but you're not getting the premium outcomes that top Iowa programs provide. If your child can attend for similar net cost to a state school, it's a reasonable choice. But if you're paying significantly more than you would at Iowa or Northern Iowa, you're essentially subsidizing a $5,000-9,000 annual earnings gap during those crucial early career years when every dollar counts toward building financial stability.
Where Saint Ambrose University Stands
Earnings vs. debt across all accounting bachelors's programs nationally
Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.
Earnings Distribution
How Saint Ambrose University graduates compare to all programs nationally
Saint Ambrose University graduates earn $57k, placing them in the 61th percentile of all accounting bachelors programs nationally.
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.
Compare to Similar Programs in Iowa
Accounting bachelors's programs at peer institutions in Iowa (23 total in state)
| School | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|
| Saint Ambrose University | $56,691 | $64,677 | $26,559 | 0.47 |
| Drake University | $65,922 | $75,593 | $20,500 | 0.31 |
| University of Iowa | $65,373 | $77,201 | $22,500 | 0.34 |
| Wartburg College | $61,529 | $68,921 | $26,840 | 0.44 |
| Loras College | $61,147 | $70,373 | — | — |
| University of Northern Iowa | $61,088 | $71,359 | $21,525 | 0.35 |
| National Median | $53,694 | — | $25,000 | 0.47 |
Other Accounting Programs in Iowa
Compare tuition, earnings, and debt across Iowa schools
| School | In-State Tuition | Earnings (1yr) | Debt |
|---|---|---|---|
| Drake University Des Moines | $49,944 | $65,922 | $20,500 |
| University of Iowa Iowa City | $10,964 | $65,373 | $22,500 |
| Wartburg College Waverly | $51,040 | $61,529 | $26,840 |
| Loras College Dubuque | $38,298 | $61,147 | — |
| University of Northern Iowa Cedar Falls | $9,728 | $61,088 | $21,525 |
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Saint Ambrose University, approximately 28% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 30 graduates with reported earnings and 32 graduates with debt data. Small samples may not be representative.