Analysis
Saint Cloud State delivers something rare in biology: graduates earning nearly $37,000 more than the national median just one year out, placing them in the 95th percentile nationally. While the program ranks at the 60th percentile within Minnesota—where biology programs perform unusually well overall—first-year graduates here still out-earn those from well-regarded competitors like St. Catherine and University of Minnesota-Morris. The $24,450 debt load sits slightly below state and national averages, creating a manageable 0.55 debt-to-earnings ratio that most biology graduates would envy.
The earnings trajectory tells an encouraging story: graduates see 31% income growth by year four, reaching nearly $58,000. This pattern suggests these biology majors are finding career-relevant positions rather than settling for generic entry-level work—a common challenge in the life sciences. The combination of strong initial placement and continued growth indicates the program successfully prepares students for professional advancement, whether in healthcare, research, or related fields.
For families concerned about biology's reputation as a financially challenging major, this program defies expectations. Your child would be borrowing less than the typical biology student while earning substantially more, even in a state where biology programs generally perform well. That's a straightforward value proposition at an open-access institution.
Where Saint Cloud State University Stands
Earnings vs. debt across all biology bachelors's programs nationally
Earnings Distribution
How Saint Cloud State University graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| Saint Cloud State University | $44,166 | $57,880 | +31% |
| The College of Saint Scholastica | $28,195 | $72,626 | +158% |
| Winona State University | $38,666 | $60,023 | +55% |
| University of Minnesota-Twin Cities | $36,136 | $59,939 | +66% |
| University of St Thomas | $36,072 | $57,635 | +60% |
Compare to Similar Programs in Minnesota
Biology bachelors's programs at peer institutions in Minnesota (31 total in state)
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $10,117 | $44,166 | $57,880 | $24,450 | 0.55 | |
| $9,780 | $42,128 | $50,242 | $28,619 | 0.68 | |
| $49,758 | $40,937 | — | $27,000 | 0.66 | |
| $14,288 | $40,415 | $43,278 | $18,500 | 0.46 | |
| $10,498 | $38,666 | $60,023 | $22,665 | 0.59 | |
| $42,930 | $37,924 | $46,389 | $23,552 | 0.62 | |
| National Median | — | $32,316 | — | $25,000 | 0.77 |
Career Paths
Occupations commonly associated with biology graduates
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Medical Scientists, Except Epidemiologists
Biological Science Teachers, Postsecondary
Forensic Science Technicians
Secondary School Teachers, Except Special and Career/Technical Education
Biological Technicians
Agricultural Technicians
Precision Agriculture Technicians
Food Science Technicians
Biological Scientists, All Other
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Saint Cloud State University, approximately 20% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 56 graduates with reported earnings and 77 graduates with debt data. Small samples may not be representative.