Biology at Saint Cloud State University
Bachelor's Degree
Analysis
Saint Cloud State delivers something rare in biology: graduates earning nearly $37,000 more than the national median just one year out, placing them in the 95th percentile nationally. While the program ranks at the 60th percentile within Minnesota—where biology programs perform unusually well overall—first-year graduates here still out-earn those from well-regarded competitors like St. Catherine and University of Minnesota-Morris. The $24,450 debt load sits slightly below state and national averages, creating a manageable 0.55 debt-to-earnings ratio that most biology graduates would envy.
The earnings trajectory tells an encouraging story: graduates see 31% income growth by year four, reaching nearly $58,000. This pattern suggests these biology majors are finding career-relevant positions rather than settling for generic entry-level work—a common challenge in the life sciences. The combination of strong initial placement and continued growth indicates the program successfully prepares students for professional advancement, whether in healthcare, research, or related fields.
For families concerned about biology's reputation as a financially challenging major, this program defies expectations. Your child would be borrowing less than the typical biology student while earning substantially more, even in a state where biology programs generally perform well. That's a straightforward value proposition at an open-access institution.
Where Saint Cloud State University Stands
Earnings vs. debt across all biology bachelors's programs nationally
Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.
Earnings Distribution
How Saint Cloud State University graduates compare to all programs nationally
Saint Cloud State University graduates earn $44k, placing them in the 95th percentile of all biology bachelors programs nationally.
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.
Compare to Similar Programs in Minnesota
Biology bachelors's programs at peer institutions in Minnesota (31 total in state)
| School | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|
| Saint Cloud State University | $44,166 | $57,880 | $24,450 | 0.55 |
| Metropolitan State University | $42,128 | $50,242 | $28,619 | 0.68 |
| St Catherine University | $40,937 | — | $27,000 | 0.66 |
| University of Minnesota-Morris | $40,415 | $43,278 | $18,500 | 0.46 |
| Winona State University | $38,666 | $60,023 | $22,665 | 0.59 |
| Bethel University | $37,924 | $46,389 | $23,552 | 0.62 |
| National Median | $32,316 | — | $25,000 | 0.77 |
Other Biology Programs in Minnesota
Compare tuition, earnings, and debt across Minnesota schools
| School | In-State Tuition | Earnings (1yr) | Debt |
|---|---|---|---|
| Metropolitan State University Saint Paul | $9,780 | $42,128 | $28,619 |
| St Catherine University Saint Paul | $49,758 | $40,937 | $27,000 |
| University of Minnesota-Morris Morris | $14,288 | $40,415 | $18,500 |
| Winona State University Winona | $10,498 | $38,666 | $22,665 |
| Bethel University Saint Paul | $42,930 | $37,924 | $23,552 |
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Saint Cloud State University, approximately 20% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 56 graduates with reported earnings and 77 graduates with debt data. Small samples may not be representative.