Median Earnings (1yr)
$40,415
95th percentile (60th in MN)
Median Debt
$18,500
26% below national median
Debt-to-Earnings
0.46
Manageable
Sample Size
57
Adequate data

Analysis

The University of Minnesota-Morris biology program punches well above its weight nationally while keeping debt remarkably low. Graduates earn $40,415 in their first year—25% more than the national median for biology majors and landing in the 95th percentile nationwide. The $18,500 median debt is roughly a third less than typical biology programs, creating a debt-to-earnings ratio of 0.46 that makes this degree financially manageable from day one.

Within Minnesota, the picture is more nuanced. While UMM biology graduates still earn above the state median, they trail the top programs like Saint Cloud State and Metropolitan State by a few thousand dollars annually. That 60th percentile state ranking suggests this isn't the highest-earning biology path in Minnesota, though the lower debt partially offsets the earnings gap. The modest 7% earnings growth over four years indicates relatively stable but not exceptional career progression.

For families prioritizing financial safety in a biology degree—a field notorious for requiring graduate school—this combination of strong national performance and minimal debt creates genuine flexibility. Your student graduates with breathing room to pursue research positions, grad school, or career changes without being handcuffed by loan payments, even if they're not immediately out-earning peers at every other Minnesota school.

Where University of Minnesota-Morris Stands

Earnings vs. debt across all biology bachelors's programs nationally

University of Minnesota-MorrisOther biology programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How University of Minnesota-Morris graduates compare to all programs nationally

University of Minnesota-Morris graduates earn $40k, placing them in the 95th percentile of all biology bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Minnesota

Biology bachelors's programs at peer institutions in Minnesota (31 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
University of Minnesota-Morris$40,415$43,278$18,5000.46
Saint Cloud State University$44,166$57,880$24,4500.55
Metropolitan State University$42,128$50,242$28,6190.68
St Catherine University$40,937—$27,0000.66
Winona State University$38,666$60,023$22,6650.59
Bethel University$37,924$46,389$23,5520.62
National Median$32,316—$25,0000.77

Other Biology Programs in Minnesota

Compare tuition, earnings, and debt across Minnesota schools

SchoolIn-State TuitionEarnings (1yr)Debt
Saint Cloud State University
Saint Cloud
$10,117$44,166$24,450
Metropolitan State University
Saint Paul
$9,780$42,128$28,619
St Catherine University
Saint Paul
$49,758$40,937$27,000
Winona State University
Winona
$10,498$38,666$22,665
Bethel University
Saint Paul
$42,930$37,924$23,552

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Minnesota-Morris, approximately 31% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 57 graduates with reported earnings and 61 graduates with debt data. Small samples may not be representative.