Median Earnings (1yr)
$43,726
95th percentile
40th percentile in Minnesota
Median Debt
$27,996
6% above national median

Analysis

Saint Cloud State's social work program significantly outperforms the national landscape—graduates earn $43,726 in their first year, landing in the 95th percentile nationally. However, within Minnesota's competitive social work market, this performance is more modest, ranking in the 40th percentile among 17 programs. State graduates earn a median of $44,546, suggesting Saint Cloud trails slightly behind what has become a strong statewide baseline for this field. For context, Metropolitan State and Bemidji State graduates are earning roughly $3,500-$4,000 more annually.

The debt picture looks reasonable at $27,996, producing a manageable 0.64 debt-to-earnings ratio. Graduates see steady income growth to $48,016 by year four—a respectable 10% increase that suggests career stability in the field. For an open-access institution (95% admission rate), these outcomes demonstrate effective program delivery, particularly for students who may face barriers to more selective schools.

The value proposition here depends on geography and alternatives. If your child plans to stay in Minnesota and can access programs like Metropolitan State or Bemidji State without additional barriers, those might offer stronger earning potential. But Saint Cloud State delivers solid, reliable outcomes at a debt level that won't become crushing on a social worker's salary—a critical consideration for a helping profession where passion often matters more than peak earnings.

Where Saint Cloud State University Stands

Earnings vs. debt across all social work bachelors's programs nationally

Earnings Distribution

How Saint Cloud State University graduates compare to all programs nationally

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

School1 Year4 YearsGrowth
Saint Cloud State University$43,726$48,016+10%
St Catherine University$44,257$55,686+26%
Bemidji State University$47,192$48,772+3%
Winona State University$44,546$48,600+9%
The College of Saint Scholastica$45,371$48,482+7%

Compare to Similar Programs in Minnesota

Social Work bachelors's programs at peer institutions in Minnesota (17 total in state)

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SchoolIn-State TuitionEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Saint Cloud State UniversitySaint Cloud$10,117$43,726$48,016$27,9960.64
Metropolitan State UniversitySaint Paul$9,780$47,637$47,860$29,6150.62
Bemidji State UniversityBemidji$10,164$47,192$48,772$27,0000.57
Southwest Minnesota State UniversityMarshall$10,304$46,368$44,189
The College of Saint ScholasticaDuluth$40,454$45,371$48,482$37,0590.82
Bethel UniversitySaint Paul$42,930$45,259$45,919$25,0000.55
National Median$37,296$26,3620.71

Career Paths

Occupations commonly associated with social work graduates

Social Work Teachers, Postsecondary

Teach courses in social work. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:

Social and Community Service Managers

Plan, direct, or coordinate the activities of a social service program or community outreach organization. Oversee the program or organization's budget and policies regarding participant involvement, program requirements, and benefits. Work may involve directing social workers, counselors, or probation officers.

$78,240/yrJobs growth:Bachelor's degree

Probation Officers and Correctional Treatment Specialists

Provide social services to assist in rehabilitation of law offenders in custody or on probation or parole. Make recommendations for actions involving formulation of rehabilitation plan and treatment of offender, including conditional release and education and employment stipulations.

$64,520/yrJobs growth:Bachelor's degree

Marriage and Family Therapists

Diagnose and treat mental and emotional disorders, whether cognitive, affective, or behavioral, within the context of marriage and family systems. Apply psychotherapeutic and family systems theories and techniques in the delivery of services to individuals, couples, and families for the purpose of treating such diagnosed nervous and mental disorders.

$63,780/yrJobs growth:Master's degree

Child, Family, and School Social Workers

Provide social services and assistance to improve the social and psychological functioning of children and their families and to maximize the family well-being and the academic functioning of children. May assist parents, arrange adoptions, and find foster homes for abandoned or abused children. In schools, they address such problems as teenage pregnancy, misbehavior, and truancy. May also advise teachers.

$61,330/yrJobs growth:

Healthcare Social Workers

Provide individuals, families, and groups with the psychosocial support needed to cope with chronic, acute, or terminal illnesses. Services include advising family caregivers. Provide patients with information and counseling, and make referrals for other services. May also provide case and care management or interventions designed to promote health, prevent disease, and address barriers to access to healthcare.

$61,330/yrJobs growth:

Mental Health and Substance Abuse Social Workers

Assess and treat individuals with mental, emotional, or substance abuse problems, including abuse of alcohol, tobacco, and/or other drugs. Activities may include individual and group therapy, crisis intervention, case management, client advocacy, prevention, and education.

$61,330/yrJobs growth:

Social Workers, All Other

All social workers not listed separately.

$61,330/yrJobs growth:

Counselors, All Other

All counselors not listed separately.

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Saint Cloud State University, approximately 20% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 90 graduates with reported earnings and 112 graduates with debt data. Small samples may not be representative.