Analysis
A debt load around $25,000 for a chemistry bachelor's degree creates a manageable starting point, though the trajectory from there matters considerably. Based on comparable chemistry programs in New Jersey, first-year earnings near $45,000 translate to a debt-to-earnings ratio of 0.56βwell within comfortable territory for STEM graduates who typically see income growth with experience. The estimated figures align closely with both state and national benchmarks for chemistry degrees, suggesting this program delivers fairly standard outcomes for the credential.
The challenge lies in what happens after that first year. Chemistry graduates often need additional credentials or laboratory experience to access higher-paying positions, and Saint Elizabeth's relatively small program size (which necessitates these estimates) may limit networking opportunities compared to larger institutions. Other New Jersey schools with reported data show chemistry graduates earning $53,000-$55,000 in their first year, indicating that program selection within the state does influence outcomes. The university's high Pell grant percentage (54%) demonstrates commitment to access, but parents should verify what laboratory facilities, research opportunities, and industry connections this specific program offers.
For families considering this investment, the estimated debt burden won't be crushing, but understanding the career pathway is essential. If your student plans graduate school or specialized training anyway, this becomes a reasonable foundation. If they're expecting the bachelor's degree alone to launch a chemistry career at higher salaries, investigate what distinguishes this program's outcomes from peersβor acknowledge you may be looking at a longer runway to financial independence.
Where Saint Elizabeth University Stands
Earnings vs. debt across all chemistry bachelors's programs nationally
Compare to Similar Programs in New Jersey
Chemistry bachelors's programs at peer institutions in New Jersey (25 total in state)
Scroll to see more β
| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $35,942 | $44,949* | β | $24,994* | β | |
| $14,766 | $55,389* | β | $23,600* | 0.43 | |
| $15,700 | $53,607* | $70,580 | $27,000* | 0.50 | |
| $17,079 | $44,949* | $73,289 | $23,250* | 0.52 | |
| $17,239 | $44,949* | $73,289 | $23,250* | 0.52 | |
| $16,586 | $44,949* | $73,289 | $23,250* | 0.52 | |
| National Median | β | $42,581* | β | $24,000* | 0.56 |
Career Paths
Occupations commonly associated with chemistry graduates
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Computer and Information Research Scientists
Data Scientists
Business Intelligence Analysts
Clinical Data Managers
Chemists
Chemistry Teachers, Postsecondary
Environmental Science Teachers, Postsecondary
Physics Teachers, Postsecondary
Environmental Scientists and Specialists, Including Health
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Saint Elizabeth University, approximately 54% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 6 similar programs in NJ. Actual outcomes may vary.