Median Earnings (1yr)
$34,463
31st percentile (40th in FL)
Median Debt
$33,457
27% above national median
Debt-to-Earnings
0.97
Manageable
Sample Size
39
Adequate data

Analysis

Saint Leo's social work program faces a significant debt problem that overshadows otherwise reasonable outcomes. While graduates carry $33,457 in debt—ranking in just the 5th percentile nationally and far exceeding Florida's $21,875 median—they earn slightly below both state and national averages. That debt load is nearly equal to first-year earnings, creating immediate financial pressure that comparable Florida programs largely avoid.

The earnings trajectory shows modest but steady growth, moving from $34,463 to $37,362 over four years. However, this still lags behind what graduates earn at Florida's public universities, where programs like FIU and FAU place students $4,000-$7,000 ahead annually with typically lower debt burdens. Within Florida's social work landscape, Saint Leo sits right at the median for earnings but carries roughly 50% more debt than the state norm.

For families considering this program, the math is straightforward: you'll pay private school tuition and take on private school debt for outcomes that mirror—or fall slightly below—what Florida's public universities deliver. Unless Saint Leo offers compelling non-financial advantages like location, class size, or fit that justify the premium, exploring Florida's public options would likely provide a clearer path to managing student loans on a social worker's salary. The 37% Pell grant population suggests many families here are price-sensitive, making that debt differential particularly consequential.

Where Saint Leo University Stands

Earnings vs. debt across all social work bachelors's programs nationally

Saint Leo UniversityOther social work programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Saint Leo University graduates compare to all programs nationally

Saint Leo University graduates earn $34k, placing them in the 31th percentile of all social work bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Florida

Social Work bachelors's programs at peer institutions in Florida (14 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Saint Leo University$34,463$37,362$33,4570.97
Florida International University$41,626$37,464$18,8000.45
Florida Atlantic University$39,912$41,339$21,1010.53
University of South Florida$37,458$40,510$21,8750.58
University of West Florida$36,573$36,233$17,3730.48
Florida Gulf Coast University$36,407$43,345$18,8370.52
National Median$37,296—$26,3620.71

Other Social Work Programs in Florida

Compare tuition, earnings, and debt across Florida schools

SchoolIn-State TuitionEarnings (1yr)Debt
Florida International University
Miami
$6,565$41,626$18,800
Florida Atlantic University
Boca Raton
$4,879$39,912$21,101
University of South Florida
Tampa
$6,410$37,458$21,875
University of West Florida
Pensacola
$6,360$36,573$17,373
Florida Gulf Coast University
Fort Myers
$6,118$36,407$18,837

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Saint Leo University, approximately 37% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 39 graduates with reported earnings and 96 graduates with debt data. Small samples may not be representative.