Analysis
Saint Leo's social work program faces a significant debt problem that overshadows otherwise reasonable outcomes. While graduates carry $33,457 in debt—ranking in just the 5th percentile nationally and far exceeding Florida's $21,875 median—they earn slightly below both state and national averages. That debt load is nearly equal to first-year earnings, creating immediate financial pressure that comparable Florida programs largely avoid.
The earnings trajectory shows modest but steady growth, moving from $34,463 to $37,362 over four years. However, this still lags behind what graduates earn at Florida's public universities, where programs like FIU and FAU place students $4,000-$7,000 ahead annually with typically lower debt burdens. Within Florida's social work landscape, Saint Leo sits right at the median for earnings but carries roughly 50% more debt than the state norm.
For families considering this program, the math is straightforward: you'll pay private school tuition and take on private school debt for outcomes that mirror—or fall slightly below—what Florida's public universities deliver. Unless Saint Leo offers compelling non-financial advantages like location, class size, or fit that justify the premium, exploring Florida's public options would likely provide a clearer path to managing student loans on a social worker's salary. The 37% Pell grant population suggests many families here are price-sensitive, making that debt differential particularly consequential.
Where Saint Leo University Stands
Earnings vs. debt across all social work bachelors's programs nationally
Earnings Distribution
How Saint Leo University graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| Saint Leo University | $34,463 | $37,362 | +8% |
| Florida State University | $32,604 | $44,546 | +37% |
| Florida Gulf Coast University | $36,407 | $43,345 | +19% |
| Florida Atlantic University | $39,912 | $41,339 | +4% |
| University of South Florida | $37,458 | $40,510 | +8% |
Compare to Similar Programs in Florida
Social Work bachelors's programs at peer institutions in Florida (14 total in state)
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $28,360 | $34,463 | $37,362 | $33,457 | 0.97 | |
| $6,565 | $41,626 | $37,464 | $18,800 | 0.45 | |
| $4,879 | $39,912 | $41,339 | $21,101 | 0.53 | |
| $6,410 | $37,458 | $40,510 | $21,875 | 0.58 | |
| $6,360 | $36,573 | $36,233 | $17,373 | 0.48 | |
| $6,118 | $36,407 | $43,345 | $18,837 | 0.52 | |
| National Median | — | $37,296 | — | $26,362 | 0.71 |
Career Paths
Occupations commonly associated with social work graduates
Social Work Teachers, Postsecondary
Social and Community Service Managers
Probation Officers and Correctional Treatment Specialists
Marriage and Family Therapists
Child, Family, and School Social Workers
Healthcare Social Workers
Mental Health and Substance Abuse Social Workers
Social Workers, All Other
Counselors, All Other
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Saint Leo University, approximately 37% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 39 graduates with reported earnings and 96 graduates with debt data. Small samples may not be representative.