Analysis
A debt load around $16,000 for an associate's degree positions this program favorably compared to the state median of nearly $22,000 for Missouri accounting programs. Based on comparable community college programs nationwide, first-year earnings near $37,000 suggest graduates enter the workforce making roughly what they owe—a manageable starting point. The jump to over $40,000 by year four indicates steady income growth as graduates gain experience or complete additional certifications.
What works here is the community college model: lower debt exposure while building credentials that lead directly to employment. Accounting offers clear career pathways, from bookkeeping and accounts payable roles to eventual CPA licensure with additional education. The estimated debt-to-earnings ratio of 0.43 means graduates should be able to manage loan payments without financial strain, assuming they secure work in the field promptly.
The caveat is that these figures come from peer programs rather than Saint Louis Community College's specific outcomes. If this school's accounting program has strong employer connections in the St. Louis metro area, actual results could exceed these estimates. If the program struggles with placement or credential quality, outcomes could disappoint. Ask the school about job placement rates and which local employers recruit their graduates—those concrete details matter more than estimated benchmarks when you're making a real investment decision.
Where Saint Louis Community College Stands
Earnings vs. debt across all accounting associates's programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| Saint Louis Community College | — | $40,047 | — |
| Southern New Hampshire University | $37,986 | $53,096 | +40% |
| Connecticut State Community College | $42,591 | $52,194 | +23% |
| Nassau Community College | $35,513 | $51,744 | +46% |
| Ozarks Technical Community College | $35,169 | $30,683 | -13% |
Compare to Similar Programs in Missouri
Accounting associates's programs at peer institutions in Missouri (13 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $3,660 | $37,001* | $40,047 | $15,979* | — | |
| $4,184 | $35,169* | $30,683 | $21,907* | 0.62 | |
| National Median | — | $37,000* | — | $19,354* | 0.52 |
Career Paths
Occupations commonly associated with accounting graduates
Financial Managers
Treasurers and Controllers
Investment Fund Managers
Financial and Investment Analysts
Financial Risk Specialists
Financial Examiners
Budget Analysts
Business Teachers, Postsecondary
Accountants and Auditors
Tax Examiners and Collectors, and Revenue Agents
Bookkeeping, Accounting, and Auditing Clerks
Payroll and Timekeeping Clerks
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Saint Louis Community College, approximately 29% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 118 similar programs. Actual outcomes may vary.