Median Earnings (1yr)
$32,213
56th percentile (40th in IN)
Median Debt
$27,000
6% above national median
Debt-to-Earnings
0.84
Manageable
Sample Size
17
Limited data

Analysis

Saint Mary's psychology graduates start behind most Indiana peers—earning $32,213 in their first year compared to the state median of $33,132—but the earnings trajectory tells a more encouraging story. By year four, median earnings jump to $47,897, a 49% increase that represents strong career momentum. The $27,000 median debt load is reasonable and actually lower than both national and state averages for psychology programs.

The caveat here matters: with fewer than 30 graduates in this dataset, these numbers could swing significantly from year to year. That said, the debt-to-earnings ratio of 0.84 suggests graduates aren't carrying burdensome debt relative to what they're making. Psychology majors rarely see spectacular starting salaries anywhere, and Saint Mary's fits that pattern while keeping debt manageable.

For families weighing this option, the key question is whether your child plans to pursue graduate school (common in psychology) or enter the workforce immediately. The earnings growth suggests graduates are finding their footing, but starting salaries trail programs like Indiana State and Trine by $3,000-5,000. If Saint Mary's offers a better fit culturally or academically, the modest debt burden means this choice won't be financially punishing—just understand you're paying for the college experience, not a standout financial outcome in psychology specifically.

Where Saint Mary's College Stands

Earnings vs. debt across all psychology bachelors's programs nationally

Saint Mary's CollegeOther psychology programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Saint Mary's College graduates compare to all programs nationally

Saint Mary's College graduates earn $32k, placing them in the 56th percentile of all psychology bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Indiana

Psychology bachelors's programs at peer institutions in Indiana (44 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Saint Mary's College$32,213$47,897$27,0000.84
Trine University$37,096$39,713$27,0000.73
Trine University-Regional/Non-Traditional Campuses$37,096$39,713$27,0000.73
Indiana Institute of Technology$36,111—$33,6110.93
Indiana Institute of Technology-College of Professional Studies$36,111—$33,6110.93
Indiana State University$35,742$37,358$27,0000.76
National Median$31,482—$25,5000.81

Other Psychology Programs in Indiana

Compare tuition, earnings, and debt across Indiana schools

SchoolIn-State TuitionEarnings (1yr)Debt
Trine University
Angola
$35,600$37,096$27,000
Trine University-Regional/Non-Traditional Campuses
Angola
$9,576$37,096$27,000
Indiana Institute of Technology
Fort Wayne
$30,446$36,111$33,611
Indiana Institute of Technology-College of Professional Studies
Fort Wayne
$9,900$36,111$33,611
Indiana State University
Terre Haute
$9,992$35,742$27,000

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Saint Mary's College, approximately 24% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 17 graduates with reported earnings and 37 graduates with debt data. Small samples may not be representative.