Analysis
Chemistry majors at Saint Mary's appear positioned near the middle of Minnesota's range, with peer programs across the state suggesting roughly $46,000 in first-year earnings against $26,000 in debt. That 0.56 debt-to-earnings ratio is manageable—better than many science programs—though these estimates come from just four similar Minnesota schools rather than actual Saint Mary's graduates, so there's inherent uncertainty here.
The estimated earnings align almost exactly with Minnesota's median for chemistry programs, while schools like Hamline and the University of Minnesota-Twin Cities report outcomes about $1,000-$4,000 higher. What matters most is whether Saint Mary's chemistry curriculum includes research opportunities, internships with regional employers, and preparation for graduate school or industry positions—factors that drive actual outcomes but don't show up in these estimates. The 89% admission rate suggests a less selective environment than some peer schools, which can affect both classroom dynamics and employer perceptions.
For a parent evaluating this investment, the estimated numbers suggest reasonable financial risk if your student is genuinely committed to chemistry. But given the small sample size creating these estimates, arrange campus visits to ask specific questions: Where do graduates actually end up? What percentage pursue graduate degrees versus immediate employment? What connections does the department have with Twin Cities pharmaceutical companies or Minnesota research institutions? The estimated figures provide a baseline, but the real value proposition depends on program-specific factors you'll need to investigate directly.
Where Saint Mary's University of Minnesota Stands
Earnings vs. debt across all chemistry bachelors's programs nationally
Compare to Similar Programs in Minnesota
Chemistry bachelors's programs at peer institutions in Minnesota (26 total in state)
Scroll to see more →
| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $43,160 | $46,063* | — | $25,945* | — | |
| $48,311 | $50,007* | — | —* | — | |
| $16,488 | $47,451* | $64,031 | $21,158* | 0.45 | |
| $14,318 | $44,674* | $66,981 | $22,500* | 0.50 | |
| $56,970 | $44,020* | $57,761 | $24,988* | 0.57 | |
| National Median | — | $42,581* | — | $24,000* | 0.56 |
Career Paths
Occupations commonly associated with chemistry graduates
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Computer and Information Research Scientists
Data Scientists
Business Intelligence Analysts
Clinical Data Managers
Chemists
Chemistry Teachers, Postsecondary
Environmental Science Teachers, Postsecondary
Physics Teachers, Postsecondary
Environmental Scientists and Specialists, Including Health
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Saint Mary's University of Minnesota, approximately 22% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 4 similar programs in MN. Actual outcomes may vary.