Median Earnings (1yr)
$36,902
89th percentile (40th in VT)
Median Debt
$27,000
6% above national median
Debt-to-Earnings
0.73
Manageable
Sample Size
47
Adequate data

Analysis

Saint Michael's psychology graduates start at $36,902—well above the national median for psychology majors but trailing most other Vermont programs. While this ranks in the 89th percentile nationally, it falls to just the 40th percentile within Vermont, where the state median is actually $550 higher. For a program with a 92% acceptance rate charging $27,000 in typical debt, that's a meaningful gap. The more selective programs like Middlebury ($43,839) and Norwich ($41,164) deliver substantially stronger outcomes, and even Vermont State matches Saint Michael's starting salary while leaving students with less debt.

The debt picture is reasonable—$27,000 represents just 73% of first-year earnings, which is manageable by bachelor's degree standards. Earnings do grow 13% over four years to $41,738, though this still lags behind what graduates from competing Vermont programs earn right out of college. With nearly 1,400 schools offering psychology degrees nationally, the competition is fierce, and Saint Michael's occupies an awkward middle ground: too expensive to be a value play, not selective or well-connected enough to command premium outcomes.

For Vermont families, this comes down to alternatives. If your child is admitted to Middlebury or Norwich, those programs justify their higher price tags with stronger earnings. If affordability matters most, Vermont State delivers comparable results at lower cost. Saint Michael's works best for students who need the smaller college environment and can handle moderate debt, but it's not the obvious choice on pure return-on-investment.

Where Saint Michael's College Stands

Earnings vs. debt across all psychology bachelors's programs nationally

Saint Michael's CollegeOther psychology programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Saint Michael's College graduates compare to all programs nationally

Saint Michael's College graduates earn $37k, placing them in the 89th percentile of all psychology bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Vermont

Psychology bachelors's programs at peer institutions in Vermont (8 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Saint Michael's College$36,902$41,738$27,0000.73
Middlebury College$43,839$67,306$17,2560.39
Norwich University$41,164$51,746$26,9380.65
Vermont State University$37,452
University of Vermont$32,674$42,915$22,9580.70
National Median$31,482$25,5000.81

Other Psychology Programs in Vermont

Compare tuition, earnings, and debt across Vermont schools

SchoolIn-State TuitionEarnings (1yr)Debt
Middlebury College
Middlebury
$65,280$43,839$17,256
Norwich University
Northfield
$49,600$41,164$26,938
Vermont State University
Randolph
$11,400$37,452
University of Vermont
Burlington
$18,890$32,674$22,958

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Saint Michael's College, approximately 18% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 47 graduates with reported earnings and 71 graduates with debt data. Small samples may not be representative.