Analysis
University of Vermont's psychology graduates start modestly at $32,674 but experience strong 31% earnings growth to $42,915 by year fourβoutpacing the typical psychology graduate trajectory. The debt load of $22,958 is manageable, translating to a 0.70 ratio that suggests roughly $1.30 in first-year earnings for every dollar borrowed. While these numbers beat the national median, here's the complication: within Vermont, this program sits at just the 40th percentile, trailing in-state alternatives like Middlebury ($43,839) and Norwich ($41,164).
For Vermont families, this creates an interesting calculation. Your child would pay moderately less than at peer institutions while attending a well-regarded flagship university, but they'd likely earn less initially than graduates from competing Vermont programs. The earnings growth pattern suggests UVM psychology graduates gain traction in their careers over time, potentially closing that gap. The low 13% Pell grant population indicates this student body skews toward families who can absorb moderate debt without crisis.
The bottom line: If you're comparing UVM to out-of-state options or less selective schools, the combination of reasonable debt and solid earnings growth makes sense. But if your child is also considering Middlebury, Norwich, or even Vermont State University (which matches the state median), those programs deliver stronger early earnings that may justify their cost difference. UVM works best here as a value play against national competitors, not Vermont ones.
Where University of Vermont Stands
Earnings vs. debt across all psychology bachelors's programs nationally
Earnings Distribution
How University of Vermont graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| University of Vermont | $32,674 | $42,915 | +31% |
| Duke University | $33,559 | $72,857 | +117% |
| Middlebury College | $43,839 | $67,306 | +54% |
| Norwich University | $41,164 | $51,746 | +26% |
| Saint Michael's College | $36,902 | $41,738 | +13% |
Compare to Similar Programs in Vermont
Psychology bachelors's programs at peer institutions in Vermont (8 total in state)
Scroll to see more β
| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $18,890 | $32,674 | $42,915 | $22,958 | 0.70 | |
| $65,280 | $43,839 | $67,306 | $17,256 | 0.39 | |
| $49,600 | $41,164 | $51,746 | $26,938 | 0.65 | |
| $11,400 | $37,452 | β | β | β | |
| $50,040 | $36,902 | $41,738 | $27,000 | 0.73 | |
| National Median | β | $31,482 | β | $25,500 | 0.81 |
Career Paths
Occupations commonly associated with psychology graduates
Industrial-Organizational Psychologists
Clinical and Counseling Psychologists
Psychologists, All Other
Neuropsychologists
Clinical Neuropsychologists
Psychology Teachers, Postsecondary
Managers, All Other
Loss Prevention Managers
Social Science Research Assistants
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Vermont, approximately 13% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 119 graduates with reported earnings and 131 graduates with debt data. Small samples may not be representative.