Psychology at University of Vermont
Bachelor's Degree
Analysis
University of Vermont's psychology graduates start modestly at $32,674 but experience strong 31% earnings growth to $42,915 by year four—outpacing the typical psychology graduate trajectory. The debt load of $22,958 is manageable, translating to a 0.70 ratio that suggests roughly $1.30 in first-year earnings for every dollar borrowed. While these numbers beat the national median, here's the complication: within Vermont, this program sits at just the 40th percentile, trailing in-state alternatives like Middlebury ($43,839) and Norwich ($41,164).
For Vermont families, this creates an interesting calculation. Your child would pay moderately less than at peer institutions while attending a well-regarded flagship university, but they'd likely earn less initially than graduates from competing Vermont programs. The earnings growth pattern suggests UVM psychology graduates gain traction in their careers over time, potentially closing that gap. The low 13% Pell grant population indicates this student body skews toward families who can absorb moderate debt without crisis.
The bottom line: If you're comparing UVM to out-of-state options or less selective schools, the combination of reasonable debt and solid earnings growth makes sense. But if your child is also considering Middlebury, Norwich, or even Vermont State University (which matches the state median), those programs deliver stronger early earnings that may justify their cost difference. UVM works best here as a value play against national competitors, not Vermont ones.
Where University of Vermont Stands
Earnings vs. debt across all psychology bachelors's programs nationally
Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.
Earnings Distribution
How University of Vermont graduates compare to all programs nationally
University of Vermont graduates earn $33k, placing them in the 59th percentile of all psychology bachelors programs nationally.
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.
Compare to Similar Programs in Vermont
Psychology bachelors's programs at peer institutions in Vermont (8 total in state)
| School | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|
| University of Vermont | $32,674 | $42,915 | $22,958 | 0.70 |
| Middlebury College | $43,839 | $67,306 | $17,256 | 0.39 |
| Norwich University | $41,164 | $51,746 | $26,938 | 0.65 |
| Vermont State University | $37,452 | — | — | — |
| Saint Michael's College | $36,902 | $41,738 | $27,000 | 0.73 |
| National Median | $31,482 | — | $25,500 | 0.81 |
Other Psychology Programs in Vermont
Compare tuition, earnings, and debt across Vermont schools
| School | In-State Tuition | Earnings (1yr) | Debt |
|---|---|---|---|
| Middlebury College Middlebury | $65,280 | $43,839 | $17,256 |
| Norwich University Northfield | $49,600 | $41,164 | $26,938 |
| Vermont State University Randolph | $11,400 | $37,452 | — |
| Saint Michael's College Colchester | $50,040 | $36,902 | $27,000 |
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Vermont, approximately 13% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 119 graduates with reported earnings and 131 graduates with debt data. Small samples may not be representative.