Median Earnings (1yr)
$40,562
5th percentile (25th in NJ)
Median Debt
$21,500
14% below national median
Debt-to-Earnings
0.53
Manageable
Sample Size
25
Limited data

Analysis

Saint Peter's University's accounting program shows a striking earnings trajectory, but the initial numbers tell a challenging story. First-year graduates earn just $40,562—landing in the bottom 5th percentile nationally and 25th percentile statewide, significantly below New Jersey's median of $53,852. Compare this to top NJ programs where graduates immediately earn around $70,000, and the gap becomes stark. The $21,500 debt load is reasonable, but when you're earning barely $40,000 in expensive Jersey City, that still translates to a difficult financial start.

Here's what makes this complicated: earnings jump dramatically to $72,099 by year four—a 78% increase that actually exceeds what top-tier NJ programs report. This suggests graduates either need time to pass their CPA exams and launch their careers, or they're starting in entry-level roles that eventually lead somewhere better. But banking on that four-year outcome means weathering several tough financial years first, particularly problematic for the 54% of students here on Pell grants who likely can't rely on family support during lean early-career years.

The small sample size (under 30 graduates) means these numbers could shift dramatically year to year. For a family considering this program, the question is whether your child can handle the financial strain of those first years while waiting for earnings to catch up. If immediate income matters—say, for paying off additional private loans—stronger-performing NJ accounting programs offer more reliable starting salaries.

Where Saint Peter's University Stands

Earnings vs. debt across all accounting bachelors's programs nationally

Saint Peter's UniversityOther accounting programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Saint Peter's University graduates compare to all programs nationally

Saint Peter's University graduates earn $41k, placing them in the 5th percentile of all accounting bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in New Jersey

Accounting bachelors's programs at peer institutions in New Jersey (23 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Saint Peter's University$40,562$72,099$21,5000.53
The College of New Jersey$74,403$85,225$22,5000.30
Seton Hall University$69,411$87,039$25,0000.36
Rutgers University-Newark$68,141$78,766$22,7700.33
Rutgers University-Camden$68,141$78,766$22,7700.33
Rutgers University-New Brunswick$68,141$78,766$22,7700.33
National Median$53,694—$25,0000.47

Other Accounting Programs in New Jersey

Compare tuition, earnings, and debt across New Jersey schools

SchoolIn-State TuitionEarnings (1yr)Debt
The College of New Jersey
Ewing
$18,685$74,403$22,500
Seton Hall University
South Orange
$51,370$69,411$25,000
Rutgers University-Newark
Newark
$16,586$68,141$22,770
Rutgers University-Camden
Camden
$17,079$68,141$22,770
Rutgers University-New Brunswick
New Brunswick
$17,239$68,141$22,770

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Saint Peter's University, approximately 54% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 25 graduates with reported earnings and 31 graduates with debt data. Small samples may not be representative.