Median Earnings (1yr)
$40,562
5th percentile
25th percentile in New Jersey
Median Debt
$21,500
14% below national median

Analysis

Saint Peter's University's accounting program shows a striking earnings trajectory, but the initial numbers tell a challenging story. First-year graduates earn just $40,562—landing in the bottom 5th percentile nationally and 25th percentile statewide, significantly below New Jersey's median of $53,852. Compare this to top NJ programs where graduates immediately earn around $70,000, and the gap becomes stark. The $21,500 debt load is reasonable, but when you're earning barely $40,000 in expensive Jersey City, that still translates to a difficult financial start.

Here's what makes this complicated: earnings jump dramatically to $72,099 by year four—a 78% increase that actually exceeds what top-tier NJ programs report. This suggests graduates either need time to pass their CPA exams and launch their careers, or they're starting in entry-level roles that eventually lead somewhere better. But banking on that four-year outcome means weathering several tough financial years first, particularly problematic for the 54% of students here on Pell grants who likely can't rely on family support during lean early-career years.

The small sample size (under 30 graduates) means these numbers could shift dramatically year to year. For a family considering this program, the question is whether your child can handle the financial strain of those first years while waiting for earnings to catch up. If immediate income matters—say, for paying off additional private loans—stronger-performing NJ accounting programs offer more reliable starting salaries.

Where Saint Peter's University Stands

Earnings vs. debt across all accounting bachelors's programs nationally

Earnings Distribution

How Saint Peter's University graduates compare to all programs nationally

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

School1 Year4 YearsGrowth
Saint Peter's University$40,562$72,099+78%
Seton Hall University$69,411$87,039+25%
The College of New Jersey$74,403$85,225+15%
Rutgers University-Camden$68,141$78,766+16%
Rutgers University-New Brunswick$68,141$78,766+16%

Compare to Similar Programs in New Jersey

Accounting bachelors's programs at peer institutions in New Jersey (23 total in state)

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SchoolIn-State TuitionEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Saint Peter's UniversityJersey City$41,054$40,562$72,099$21,5000.53
The College of New JerseyEwing$18,685$74,403$85,225$22,5000.30
Seton Hall UniversitySouth Orange$51,370$69,411$87,039$25,0000.36
Rutgers University-NewarkNewark$16,586$68,141$78,766$22,7700.33
Rutgers University-CamdenCamden$17,079$68,141$78,766$22,7700.33
Rutgers University-New BrunswickNew Brunswick$17,239$68,141$78,766$22,7700.33
National Median$53,694$25,0000.47

Career Paths

Occupations commonly associated with accounting graduates

Financial Managers

Plan, direct, or coordinate accounting, investing, banking, insurance, securities, and other financial activities of a branch, office, or department of an establishment.

$161,700/yrJobs growth:Bachelor's degree

Treasurers and Controllers

Direct financial activities, such as planning, procurement, and investments for all or part of an organization.

$161,700/yrJobs growth:Bachelor's degree

Investment Fund Managers

Plan, direct, or coordinate investment strategy or operations for a large pool of liquid assets supplied by institutional investors or individual investors.

$161,700/yrJobs growth:Bachelor's degree

Financial and Investment Analysts

Conduct quantitative analyses of information involving investment programs or financial data of public or private institutions, including valuation of businesses.

$101,910/yrJobs growth:Bachelor's degree

Financial Risk Specialists

Analyze and measure exposure to credit and market risk threatening the assets, earning capacity, or economic state of an organization. May make recommendations to limit risk.

$101,910/yrJobs growth:Bachelor's degree

Financial Examiners

Enforce or ensure compliance with laws and regulations governing financial and securities institutions and financial and real estate transactions. May examine, verify, or authenticate records.

$90,400/yrJobs growth:Bachelor's degree

Budget Analysts

Examine budget estimates for completeness, accuracy, and conformance with procedures and regulations. Analyze budgeting and accounting reports.

$87,930/yrJobs growth:Bachelor's degree

Business Teachers, Postsecondary

Teach courses in business administration and management, such as accounting, finance, human resources, labor and industrial relations, marketing, and operations research. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:

Accountants and Auditors

Examine, analyze, and interpret accounting records to prepare financial statements, give advice, or audit and evaluate statements prepared by others. Install or advise on systems of recording costs or other financial and budgetary data.

$81,680/yrJobs growth:Bachelor's degree

Tax Examiners and Collectors, and Revenue Agents

Determine tax liability or collect taxes from individuals or business firms according to prescribed laws and regulations.

$59,740/yrJobs growth:Bachelor's degree

Bookkeeping, Accounting, and Auditing Clerks

Compute, classify, and record numerical data to keep financial records complete. Perform any combination of routine calculating, posting, and verifying duties to obtain primary financial data for use in maintaining accounting records. May also check the accuracy of figures, calculations, and postings pertaining to business transactions recorded by other workers.

$49,210/yrJobs growth:Some college, no degree

Payroll and Timekeeping Clerks

Compile and record employee time and payroll data. May compute employees' time worked, production, and commission. May compute and post wages and deductions, or prepare paychecks.

$48,650/yrJobs growth:High school diploma or equivalent
About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Saint Peter's University, approximately 54% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 25 graduates with reported earnings and 31 graduates with debt data. Small samples may not be representative.