Analysis
Saint Peter's University's accounting program shows a striking earnings trajectory, but the initial numbers tell a challenging story. First-year graduates earn just $40,562—landing in the bottom 5th percentile nationally and 25th percentile statewide, significantly below New Jersey's median of $53,852. Compare this to top NJ programs where graduates immediately earn around $70,000, and the gap becomes stark. The $21,500 debt load is reasonable, but when you're earning barely $40,000 in expensive Jersey City, that still translates to a difficult financial start.
Here's what makes this complicated: earnings jump dramatically to $72,099 by year four—a 78% increase that actually exceeds what top-tier NJ programs report. This suggests graduates either need time to pass their CPA exams and launch their careers, or they're starting in entry-level roles that eventually lead somewhere better. But banking on that four-year outcome means weathering several tough financial years first, particularly problematic for the 54% of students here on Pell grants who likely can't rely on family support during lean early-career years.
The small sample size (under 30 graduates) means these numbers could shift dramatically year to year. For a family considering this program, the question is whether your child can handle the financial strain of those first years while waiting for earnings to catch up. If immediate income matters—say, for paying off additional private loans—stronger-performing NJ accounting programs offer more reliable starting salaries.
Where Saint Peter's University Stands
Earnings vs. debt across all accounting bachelors's programs nationally
Earnings Distribution
How Saint Peter's University graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| Saint Peter's University | $40,562 | $72,099 | +78% |
| Seton Hall University | $69,411 | $87,039 | +25% |
| The College of New Jersey | $74,403 | $85,225 | +15% |
| Rutgers University-Camden | $68,141 | $78,766 | +16% |
| Rutgers University-New Brunswick | $68,141 | $78,766 | +16% |
Compare to Similar Programs in New Jersey
Accounting bachelors's programs at peer institutions in New Jersey (23 total in state)
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $41,054 | $40,562 | $72,099 | $21,500 | 0.53 | |
| $18,685 | $74,403 | $85,225 | $22,500 | 0.30 | |
| $51,370 | $69,411 | $87,039 | $25,000 | 0.36 | |
| $16,586 | $68,141 | $78,766 | $22,770 | 0.33 | |
| $17,079 | $68,141 | $78,766 | $22,770 | 0.33 | |
| $17,239 | $68,141 | $78,766 | $22,770 | 0.33 | |
| National Median | — | $53,694 | — | $25,000 | 0.47 |
Career Paths
Occupations commonly associated with accounting graduates
Financial Managers
Treasurers and Controllers
Investment Fund Managers
Financial and Investment Analysts
Financial Risk Specialists
Financial Examiners
Budget Analysts
Business Teachers, Postsecondary
Accountants and Auditors
Tax Examiners and Collectors, and Revenue Agents
Bookkeeping, Accounting, and Auditing Clerks
Payroll and Timekeeping Clerks
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Saint Peter's University, approximately 54% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 25 graduates with reported earnings and 31 graduates with debt data. Small samples may not be representative.