Accounting at Saint Peter's University
Bachelor's Degree
Analysis
Saint Peter's University's accounting program shows a striking earnings trajectory, but the initial numbers tell a challenging story. First-year graduates earn just $40,562—landing in the bottom 5th percentile nationally and 25th percentile statewide, significantly below New Jersey's median of $53,852. Compare this to top NJ programs where graduates immediately earn around $70,000, and the gap becomes stark. The $21,500 debt load is reasonable, but when you're earning barely $40,000 in expensive Jersey City, that still translates to a difficult financial start.
Here's what makes this complicated: earnings jump dramatically to $72,099 by year four—a 78% increase that actually exceeds what top-tier NJ programs report. This suggests graduates either need time to pass their CPA exams and launch their careers, or they're starting in entry-level roles that eventually lead somewhere better. But banking on that four-year outcome means weathering several tough financial years first, particularly problematic for the 54% of students here on Pell grants who likely can't rely on family support during lean early-career years.
The small sample size (under 30 graduates) means these numbers could shift dramatically year to year. For a family considering this program, the question is whether your child can handle the financial strain of those first years while waiting for earnings to catch up. If immediate income matters—say, for paying off additional private loans—stronger-performing NJ accounting programs offer more reliable starting salaries.
Where Saint Peter's University Stands
Earnings vs. debt across all accounting bachelors's programs nationally
Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.
Earnings Distribution
How Saint Peter's University graduates compare to all programs nationally
Saint Peter's University graduates earn $41k, placing them in the 5th percentile of all accounting bachelors programs nationally.
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.
Compare to Similar Programs in New Jersey
Accounting bachelors's programs at peer institutions in New Jersey (23 total in state)
| School | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|
| Saint Peter's University | $40,562 | $72,099 | $21,500 | 0.53 |
| The College of New Jersey | $74,403 | $85,225 | $22,500 | 0.30 |
| Seton Hall University | $69,411 | $87,039 | $25,000 | 0.36 |
| Rutgers University-Newark | $68,141 | $78,766 | $22,770 | 0.33 |
| Rutgers University-Camden | $68,141 | $78,766 | $22,770 | 0.33 |
| Rutgers University-New Brunswick | $68,141 | $78,766 | $22,770 | 0.33 |
| National Median | $53,694 | — | $25,000 | 0.47 |
Other Accounting Programs in New Jersey
Compare tuition, earnings, and debt across New Jersey schools
| School | In-State Tuition | Earnings (1yr) | Debt |
|---|---|---|---|
| The College of New Jersey Ewing | $18,685 | $74,403 | $22,500 |
| Seton Hall University South Orange | $51,370 | $69,411 | $25,000 |
| Rutgers University-Newark Newark | $16,586 | $68,141 | $22,770 |
| Rutgers University-Camden Camden | $17,079 | $68,141 | $22,770 |
| Rutgers University-New Brunswick New Brunswick | $17,239 | $68,141 | $22,770 |
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Saint Peter's University, approximately 54% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 25 graduates with reported earnings and 31 graduates with debt data. Small samples may not be representative.