Median Earnings (1yr)
$33,779
59th percentile (60th in NJ)
Median Debt
$18,800
25% below national median
Debt-to-Earnings
0.56
Manageable
Sample Size
70
Adequate data

Analysis

Saint Peter's biology graduates face a tough first year financially, earning about $34,000—just slightly above the national and state medians—but the trajectory changes dramatically. By year four, earnings jump to $57,390, representing 70% growth and outpacing most New Jersey biology programs. That fourth-year number beats Rider, William Paterson, and every other state program except Centenary, suggesting this program may provide access to opportunities that take time to materialize. Among New Jersey biology programs, Saint Peter's ranks right at the 60th percentile, which means it's solidly middle-of-the-pack despite serving a predominantly working-class student body (54% receive Pell grants).

The debt picture deserves attention: $18,800 is actually manageable and well below both state and national medians. With a debt-to-first-year-earnings ratio of 0.56, graduates can likely handle payments even during that challenging first year. The real question is what happens between years one and four—whether graduates are pursuing additional credentials, breaking into competitive fields slowly, or simply experiencing normal career progression in research or healthcare roles.

For families prioritizing upward mobility over immediate earnings, this program delivers. The low debt and strong eventual earnings make it a viable path, but students should understand they may need financial support or supplemental work during those early years before the payoff arrives.

Where Saint Peter's University Stands

Earnings vs. debt across all biology bachelors's programs nationally

Saint Peter's UniversityOther biology programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Saint Peter's University graduates compare to all programs nationally

Saint Peter's University graduates earn $34k, placing them in the 59th percentile of all biology bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in New Jersey

Biology bachelors's programs at peer institutions in New Jersey (26 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Saint Peter's University$33,779$57,390$18,8000.56
Centenary University$44,312—$26,7420.60
William Paterson University of New Jersey$42,492$59,958$25,8600.61
Rider University$41,181$55,766$26,9770.66
New Jersey City University$37,980$42,124$19,7500.52
Montclair State University$37,179$42,414$26,0000.70
National Median$32,316—$25,0000.77

Other Biology Programs in New Jersey

Compare tuition, earnings, and debt across New Jersey schools

SchoolIn-State TuitionEarnings (1yr)Debt
Centenary University
Hackettstown
$37,732$44,312$26,742
William Paterson University of New Jersey
Wayne
$15,150$42,492$25,860
Rider University
Lawrenceville
$38,900$41,181$26,977
New Jersey City University
Jersey City
$13,971$37,980$19,750
Montclair State University
Montclair
$14,766$37,179$26,000

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Saint Peter's University, approximately 54% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 70 graduates with reported earnings and 91 graduates with debt data. Small samples may not be representative.