Analysis
A chemistry degree with estimated debt just under $25,000 and first-year earnings around $45,000 creates a manageable debt burden—the 0.56 ratio means roughly six months of gross salary to cover what students borrow. Based on comparable programs across New Jersey, this falls right at the state median for chemistry graduates, though notably behind the $53,000-plus that students from Montclair State and Rowan University are seeing. The national chemistry market averages $42,600, so New Jersey's stronger starting salaries offer some advantage.
The accessibility matters here: with a 91% admission rate and 54% of students receiving Pell grants, Saint Peter's serves a different population than selective research universities. Chemistry programs can vary dramatically in their laboratory infrastructure, research opportunities, and industry connections—all factors that influence whether graduates land higher-paying pharmaceutical, biotech, or research positions versus general lab technician roles. The similar outcomes across several Rutgers campuses suggest a baseline for state university chemistry programs in New Jersey.
For families weighing this investment, the debt-to-earnings picture appears workable on paper, assuming these estimates hold for Saint Peter's specific program. The critical unknown is whether this program provides the hands-on research experience and industry connections that chemistry employers value, which smaller programs sometimes struggle to match despite having qualified faculty. Given the limited data available, visiting the department and asking directly about recent graduate placements would be essential homework.
Where Saint Peter's University Stands
Earnings vs. debt across all chemistry bachelors's programs nationally
Compare to Similar Programs in New Jersey
Chemistry bachelors's programs at peer institutions in New Jersey (25 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $41,054 | $44,949* | — | $24,994* | — | |
| $14,766 | $55,389* | — | $23,600* | 0.43 | |
| $15,700 | $53,607* | $70,580 | $27,000* | 0.50 | |
| $17,079 | $44,949* | $73,289 | $23,250* | 0.52 | |
| $17,239 | $44,949* | $73,289 | $23,250* | 0.52 | |
| $16,586 | $44,949* | $73,289 | $23,250* | 0.52 | |
| National Median | — | $42,581* | — | $24,000* | 0.56 |
Career Paths
Occupations commonly associated with chemistry graduates
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Computer and Information Research Scientists
Data Scientists
Business Intelligence Analysts
Clinical Data Managers
Chemists
Chemistry Teachers, Postsecondary
Environmental Science Teachers, Postsecondary
Physics Teachers, Postsecondary
Environmental Scientists and Specialists, Including Health
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Saint Peter's University, approximately 54% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 6 similar programs in NJ. Actual outcomes may vary.