Analysis
Saint Xavier's accounting graduates start behind their Illinois peers but experience something noteworthy: 39% earnings growth over four years, climbing from $49,533 to $68,600. That four-year mark puts them within striking distance of DePaul and Loyola grads who started ahead. While first-year earnings land at the 40th percentile among Illinois accounting programs, the debt load of $23,326 is slightly below both state and national mediansβa rare advantage at a school serving a majority Pell-eligible population.
The tradeoff here is clear: you're accepting a slower launch (about $5,000 below the state median initially) in exchange for manageable debt and strong trajectory. Chicago's robust accounting market likely helps explain the catch-up, though it means graduates need patience through those early years. This pattern differs sharply from the state's top programs, where University of Illinois grads start at $75,000 but likely carry higher costs.
For families prioritizing access and affordability over immediate prestige, Saint Xavier delivers functional value. The debt-to-earnings ratio of 0.47 means graduates can reasonably manage payments while their careers accelerate. Just recognize you're choosing stability and growth over a head startβa sensible calculation if the alternative involves significantly more borrowing at pricier Chicago competitors.
Where Saint Xavier University Stands
Earnings vs. debt across all accounting bachelors's programs nationally
Earnings Distribution
How Saint Xavier University graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| Saint Xavier University | $49,533 | $68,600 | +38% |
| Illinois Wesleyan University | $70,831 | $85,000 | +20% |
| Loyola University Chicago | $69,965 | $82,642 | +18% |
| University of Illinois Urbana-Champaign | $74,731 | $80,736 | +8% |
| DePaul University | $69,250 | $80,614 | +16% |
Compare to Similar Programs in Illinois
Accounting bachelors's programs at peer institutions in Illinois (42 total in state)
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $36,840 | $49,533 | $68,600 | $23,326 | 0.47 | |
| $16,004 | $74,731 | $80,736 | $20,500 | 0.27 | |
| $55,704 | $70,831 | $85,000 | $27,000 | 0.38 | |
| $51,716 | $69,965 | $82,642 | $22,125 | 0.32 | |
| $44,460 | $69,250 | $80,614 | $24,500 | 0.35 | |
| $39,680 | $65,842 | $72,938 | $26,925 | 0.41 | |
| National Median | β | $53,694 | β | $25,000 | 0.47 |
Career Paths
Occupations commonly associated with accounting graduates
Financial Managers
Treasurers and Controllers
Investment Fund Managers
Financial and Investment Analysts
Financial Risk Specialists
Financial Examiners
Budget Analysts
Business Teachers, Postsecondary
Accountants and Auditors
Tax Examiners and Collectors, and Revenue Agents
Bookkeeping, Accounting, and Auditing Clerks
Payroll and Timekeeping Clerks
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Saint Xavier University, approximately 56% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 40 graduates with reported earnings and 46 graduates with debt data. Small samples may not be representative.