Analysis
Massachusetts math graduates typically earn around $62,000 in their first yearβa solid figure that puts the state well ahead of the national median of $49,000. Salem State's estimated outcomes align with this state average, though the $26,000 in projected debt runs notably higher than the typical $20,000 for peer programs in Massachusetts. This means new graduates would carry debt equal to about five months of earnings, a manageable but not trivial burden.
The challenge is context. While $62,000 represents strong earning power compared to many majors, Salem State serves a different student population than MIT or Tufts, where math graduates start above $100,000. What matters more for families is whether this degree creates genuine opportunity. A debt-to-earnings ratio of 0.43 suggests it probably doesβmost financial advisors consider ratios under 1.0 workable, and math degrees open doors to teaching, data analysis, actuarial work, and graduate programs in statistics or computer science.
The real question is whether your child is genuinely committed to mathematics and its career paths. A 96% admission rate means Salem State is accessible, but a math degree requires persistence regardless of where you earn it. If your child has the aptitude and interest, these estimated figures suggest reasonable economics, even if they won't match the stratospheric outcomes at elite institutions.
Where Salem State University Stands
Earnings vs. debt across all mathematics bachelors's programs nationally
Compare to Similar Programs in Massachusetts
Mathematics bachelors's programs at peer institutions in Massachusetts (44 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $11,978 | $61,761* | β | $26,270* | β | |
| $67,844 | $110,512* | β | $17,750* | 0.16 | |
| $60,156 | $109,288* | $180,882 | $10,003* | 0.09 | |
| $67,280 | $78,500* | $109,199 | $14,745* | 0.19 | |
| $63,141 | $76,392* | $90,232 | $21,750* | 0.28 | |
| $58,150 | $74,737* | β | $19,334* | 0.26 | |
| National Median | β | $48,772* | β | $21,500* | 0.44 |
Career Paths
Occupations commonly associated with mathematics graduates
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Data Scientists
Business Intelligence Analysts
Clinical Data Managers
Mathematicians
Statisticians
Biostatisticians
Mathematical Science Teachers, Postsecondary
Secondary School Teachers, Except Special and Career/Technical Education
Mathematical Science Occupations, All Other
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Salem State University, approximately 35% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 15 similar programs in MA. Actual outcomes may vary.