Analysis
An estimated $12,500 in debt for an associate's degree in computer science creates a manageable starting point, even when peer programs nationally suggest first-year earnings around $35,761. That 0.35 debt-to-earnings ratio means graduates could theoretically pay off their loans in about four months of gross incomeβa realistic timeframe that few bachelor's degrees can match. For a tribal college serving a student population where 58% receive Pell grants, this represents an accessible entry into a growing field.
The challenge is understanding what these national estimates mean for Montana's specific tech landscape. Computer and information sciences programs vary dramatically based on local employer demand, and rural Montana's tech opportunities differ substantially from urban markets where many comparable programs operate. The estimated earnings figure comes from programs across the country, some in major metropolitan areas with robust tech sectors. Whether graduates stay in Montana or relocate for work will significantly affect their actual earning trajectory.
What matters most here is recognizing this as a strategic stepping stone rather than a terminal credential. Many employers in tech value demonstrated skills and certifications alongside formal degrees, and an associate's can open doors to entry-level positions while keeping debt minimal. If your child plans to continue to a bachelor's degree or pursue industry certifications, this path offers flexibility without the financial burden that comes with starting at a four-year institution.
Where Salish Kootenai College Stands
Earnings vs. debt across all computer and information sciences associates's programs nationally
Compare to Similar Programs Nationally
Computer and Information Sciences associates's programs at top institutions nationally
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $4,311 | $35,761* | β | $12,500* | β | |
| $5,550 | $60,163* | β | $17,218* | 0.29 | |
| $4,257 | $55,961* | $75,016 | $10,250* | 0.18 | |
| $3,540 | $55,738* | $59,873 | $19,140* | 0.34 | |
| $4,740 | $53,219* | β | $20,098* | 0.38 | |
| $16,450 | $50,111* | $65,335 | $22,164* | 0.44 | |
| National Median | β | $35,760* | β | $14,932* | 0.42 |
Career Paths
Occupations commonly associated with computer and information sciences graduates
Computer and Information Systems Managers
Computer and Information Research Scientists
Software Developers
Software Quality Assurance Analysts and Testers
Computer Network Architects
Telecommunications Engineering Specialists
Information Security Analysts
Database Administrators
Database Architects
Data Warehousing Specialists
Data Scientists
Business Intelligence Analysts
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Salish Kootenai College, approximately 58% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 80 similar programs. Actual outcomes may vary.