Analysis
Sam Houston State delivers solid accounting outcomes at a price point that makes sense for most families. The $22,291 median debt sits right at Texas's state average, while first-year earnings of $52,772 beat 60% of Texas accounting programsβa meaningful achievement given that many in-state competitors charge significantly more. The debt-to-earnings ratio of 0.42 means graduates owe less than half their starting salary, comfortably below the threshold where payments become burdensome.
The earnings trajectory tells an encouraging story about career progression: graduates see their pay jump 21% to nearly $64,000 by year four, suggesting employers value the skills and connections these students develop. Yes, the elite private universities in Texas (TCU, SMU, Baylor) show higher starting salaries in the $68-72k range, but they typically come with substantially higher tuition costs that can offset the earnings advantage. With 40% of students receiving Pell grants, Sam Houston serves many first-generation college students who need both affordability and reliable career outcomes.
For families weighing in-state options, this program threads the needle nicely: above-median results without premium pricing. Graduates enter the workforce with manageable debt and earnings that support a middle-class lifestyle from day one, then see meaningful salary growth as they establish their careers.
Where Sam Houston State University Stands
Earnings vs. debt across all accounting bachelors's programs nationally
Earnings Distribution
How Sam Houston State University graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| Sam Houston State University | $52,772 | $63,959 | +21% |
| Texas A&M University-College Station | $67,186 | $84,502 | +26% |
| Baylor University | $68,187 | $80,617 | +18% |
| Texas Christian University | $72,031 | $78,532 | +9% |
| The University of Texas at Austin | $68,082 | $78,482 | +15% |
Compare to Similar Programs in Texas
Accounting bachelors's programs at peer institutions in Texas (67 total in state)
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $9,228 | $52,772 | $63,959 | $22,291 | 0.42 | |
| $57,220 | $72,031 | $78,532 | $17,778 | 0.25 | |
| $64,460 | $68,643 | $77,801 | $15,850 | 0.23 | |
| $54,844 | $68,187 | $80,617 | $20,500 | 0.30 | |
| $11,678 | $68,082 | $78,482 | $19,462 | 0.29 | |
| $13,099 | $67,186 | $84,502 | $17,641 | 0.26 | |
| National Median | β | $53,694 | β | $25,000 | 0.47 |
Career Paths
Occupations commonly associated with accounting graduates
Financial Managers
Treasurers and Controllers
Investment Fund Managers
Financial and Investment Analysts
Financial Risk Specialists
Financial Examiners
Budget Analysts
Business Teachers, Postsecondary
Accountants and Auditors
Tax Examiners and Collectors, and Revenue Agents
Bookkeeping, Accounting, and Auditing Clerks
Payroll and Timekeeping Clerks
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Sam Houston State University, approximately 40% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 91 graduates with reported earnings and 130 graduates with debt data. Small samples may not be representative.