Accounting at Sam Houston State University
Bachelor's Degree
Analysis
Sam Houston State delivers solid accounting outcomes at a price point that makes sense for most families. The $22,291 median debt sits right at Texas's state average, while first-year earnings of $52,772 beat 60% of Texas accounting programs—a meaningful achievement given that many in-state competitors charge significantly more. The debt-to-earnings ratio of 0.42 means graduates owe less than half their starting salary, comfortably below the threshold where payments become burdensome.
The earnings trajectory tells an encouraging story about career progression: graduates see their pay jump 21% to nearly $64,000 by year four, suggesting employers value the skills and connections these students develop. Yes, the elite private universities in Texas (TCU, SMU, Baylor) show higher starting salaries in the $68-72k range, but they typically come with substantially higher tuition costs that can offset the earnings advantage. With 40% of students receiving Pell grants, Sam Houston serves many first-generation college students who need both affordability and reliable career outcomes.
For families weighing in-state options, this program threads the needle nicely: above-median results without premium pricing. Graduates enter the workforce with manageable debt and earnings that support a middle-class lifestyle from day one, then see meaningful salary growth as they establish their careers.
Where Sam Houston State University Stands
Earnings vs. debt across all accounting bachelors's programs nationally
Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.
Earnings Distribution
How Sam Houston State University graduates compare to all programs nationally
Sam Houston State University graduates earn $53k, placing them in the 46th percentile of all accounting bachelors programs nationally.
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.
Compare to Similar Programs in Texas
Accounting bachelors's programs at peer institutions in Texas (67 total in state)
| School | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|
| Sam Houston State University | $52,772 | $63,959 | $22,291 | 0.42 |
| Texas Christian University | $72,031 | $78,532 | $17,778 | 0.25 |
| Southern Methodist University | $68,643 | $77,801 | $15,850 | 0.23 |
| Baylor University | $68,187 | $80,617 | $20,500 | 0.30 |
| The University of Texas at Austin | $68,082 | $78,482 | $19,462 | 0.29 |
| Texas A&M University-College Station | $67,186 | $84,502 | $17,641 | 0.26 |
| National Median | $53,694 | — | $25,000 | 0.47 |
Other Accounting Programs in Texas
Compare tuition, earnings, and debt across Texas schools
| School | In-State Tuition | Earnings (1yr) | Debt |
|---|---|---|---|
| Texas Christian University Fort Worth | $57,220 | $72,031 | $17,778 |
| Southern Methodist University Dallas | $64,460 | $68,643 | $15,850 |
| Baylor University Waco | $54,844 | $68,187 | $20,500 |
| The University of Texas at Austin Austin | $11,678 | $68,082 | $19,462 |
| Texas A&M University-College Station College Station | $13,099 | $67,186 | $17,641 |
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Sam Houston State University, approximately 40% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 91 graduates with reported earnings and 130 graduates with debt data. Small samples may not be representative.