Analysis
Siena's psychology program demonstrates something unusual: graduates who start modestly actually see their earnings accelerate dramatically. While first-year earnings of $32,022 barely exceed national and state averages, four years later these same graduates earn $50,477—a 58% jump that suggests the degree opens doors that take time to unlock. The relatively low debt load of $27,000 (below both state and national medians) means graduates aren't financially strained during those crucial early years when they're building experience or pursuing additional credentials.
Within New York's crowded psychology landscape—92 programs compete here—Siena ranks in the 60th percentile for earnings, placing it solidly in the upper half despite having a first-year number that looks unremarkable. That gap between modest beginnings and strong four-year outcomes is the story: this isn't a program that produces immediate high earners, but it appears to prepare students for career progression. Whether graduates are leveraging the degree for graduate school, pivoting into adjacent fields like human resources or social services, or simply gaining traction in traditional psychology roles, something is working.
The math works out to reasonable risk. With a debt-to-earnings ratio of 0.84 in year one, graduates face manageable payments while they're establishing themselves. For families comfortable with a degree that builds value over time rather than delivering instant returns, this represents a viable path—just understand you're investing in trajectory, not immediate payoff.
Where Siena College Stands
Earnings vs. debt across all psychology bachelors's programs nationally
Earnings Distribution
How Siena College graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| Siena College | $32,022 | $50,477 | +58% |
| Cornell University | $36,630 | $64,146 | +75% |
| Fordham University | $28,256 | $58,590 | +107% |
| Binghamton University | $30,023 | $58,122 | +94% |
| Ithaca College | $27,814 | $55,104 | +98% |
Compare to Similar Programs in New York
Psychology bachelors's programs at peer institutions in New York (92 total in state)
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $44,405 | $32,022 | $50,477 | $27,000 | 0.84 | |
| $7,410 | $48,299 | $41,272 | $19,462 | 0.40 | |
| — | $43,574 | — | $28,914 | 0.66 | |
| $7,352 | $39,868 | $41,004 | $11,700 | 0.29 | |
| $7,630 | $39,188 | $40,013 | $29,050 | 0.74 | |
| $21,810 | $38,918 | $37,736 | $20,500 | 0.53 | |
| National Median | — | $31,482 | — | $25,500 | 0.81 |
Career Paths
Occupations commonly associated with psychology graduates
Industrial-Organizational Psychologists
Clinical and Counseling Psychologists
Psychologists, All Other
Neuropsychologists
Clinical Neuropsychologists
Psychology Teachers, Postsecondary
Managers, All Other
Loss Prevention Managers
Social Science Research Assistants
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Siena College, approximately 23% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 68 graduates with reported earnings and 134 graduates with debt data. Small samples may not be representative.