Accounting at Siena Heights University
Bachelor's Degree
Analysis
Siena Heights University produces accounting graduates who earn slightly less than typical Michigan accounting majors—$49,361 versus the state median of $52,668—but they carry substantially lower debt at graduation. With median borrowing of $21,493 compared to Michigan's $24,810 average, these students face a manageable debt-to-earnings ratio of 0.44, meaning most could realistically pay off their loans within a year of committed repayment.
The concerning pattern here is the earnings trajectory: graduates actually see their pay decline by 6% between year one and year four, dropping to $46,406. That backward slide stands out when many accounting careers show steady progression. While the lower debt provides a cushion, falling behind Michigan's top programs by $15,000+ annually compounds significantly over a career. Schools like Michigan State and Aquinas College place graduates earning 30-40% more right from the start.
For families prioritizing immediate affordability and avoiding debt, Siena Heights delivers on that front. But if your student has competitive academic credentials, the earning difference from higher-ranked programs could easily outweigh the modest debt savings over time. The value proposition works best for students who need to stay local in the Adrian area or whose academic profile limits their options at more selective Michigan accounting programs.
Where Siena Heights University Stands
Earnings vs. debt across all accounting bachelors's programs nationally
Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.
Earnings Distribution
How Siena Heights University graduates compare to all programs nationally
Siena Heights University graduates earn $49k, placing them in the 31th percentile of all accounting bachelors programs nationally.
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.
Compare to Similar Programs in Michigan
Accounting bachelors's programs at peer institutions in Michigan (37 total in state)
| School | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|
| Siena Heights University | $49,361 | $46,406 | $21,493 | 0.44 |
| Michigan State University | $65,965 | $75,633 | $23,250 | 0.35 |
| Aquinas College | $63,311 | — | — | — |
| Central Michigan University | $62,430 | $65,971 | $29,000 | 0.46 |
| Albion College | $62,266 | — | $27,000 | 0.43 |
| Walsh College | $61,960 | $59,351 | $21,587 | 0.35 |
| National Median | $53,694 | — | $25,000 | 0.47 |
Other Accounting Programs in Michigan
Compare tuition, earnings, and debt across Michigan schools
| School | In-State Tuition | Earnings (1yr) | Debt |
|---|---|---|---|
| Michigan State University East Lansing | $15,988 | $65,965 | $23,250 |
| Aquinas College Grand Rapids | $38,520 | $63,311 | — |
| Central Michigan University Mount Pleasant | $14,190 | $62,430 | $29,000 |
| Albion College Albion | $55,746 | $62,266 | $27,000 |
| Walsh College Troy | — | $61,960 | $21,587 |
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Siena Heights University, approximately 31% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 40 graduates with reported earnings and 50 graduates with debt data. Small samples may not be representative.