Analysis
A debt load around $12,000 for an associate's degree is manageable territory, especially when national benchmarks suggest first-year earnings in the mid-$30,000s for agricultural business programs. The debt-to-earnings ratio of 0.32 means graduates from comparable programs typically earn enough to pay off their loans in well under a year of dedicated repayment—a reasonable starting point for entering California's diverse agricultural sector.
The challenge is that these figures tell us what similar programs produce nationally, not what Sierra College specifically delivers. With 29 agricultural business programs across California but no reported outcomes data for comparison, you're making this decision somewhat in the dark. The national median suggests modest but stable earning potential, which aligns with entry-level positions in farm management, agricultural sales, or agribusiness operations. California's ag sector offers pathways from commodity trading to vineyard management, though regional earnings can vary dramatically depending on whether graduates land in Central Valley operations versus coastal specialty agriculture.
For parents, the relatively low debt burden is the safety net here. Even if earnings come in below the estimate, $12,000 won't derail your child's financial future. The real question is whether this credential opens doors in your specific agricultural region—something you'll need to verify through direct conversations with Sierra's program staff about placement rates and employer connections.
Where Sierra College Stands
Earnings vs. debt across all agricultural business and management associates's programs nationally
Compare to Similar Programs Nationally
Agricultural Business and Management associates's programs at top institutions nationally
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $1,156 | $37,423* | — | $11,978* | — | |
| $5,928 | $48,646* | $43,988 | $11,956* | 0.25 | |
| $6,308 | $47,472* | $42,239 | —* | — | |
| $3,540 | $42,642* | $40,002 | $10,748* | 0.25 | |
| $8,895 | $41,966* | $43,018 | $12,750* | 0.30 | |
| $6,718 | $41,340* | $44,958 | $12,000* | 0.29 | |
| National Median | — | $37,423* | — | $12,000* | 0.32 |
Career Paths
Occupations commonly associated with agricultural business and management graduates
Economists
Environmental Economists
Farmers, Ranchers, and Other Agricultural Managers
Agricultural Sciences Teachers, Postsecondary
Economics Teachers, Postsecondary
Sales Representatives, Wholesale and Manufacturing, Except Technical and Scientific Products
Computer User Support Specialists
Buyers and Purchasing Agents, Farm Products
Farm and Home Management Educators
First-Line Supervisors of Office and Administrative Support Workers
First-Line Supervisors of Farming, Fishing, and Forestry Workers
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Sierra College, approximately 20% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 16 similar programs. Actual outcomes may vary.