Analysis
Massachusetts psychology graduates from comparable programs typically earn around $38,500 in their first year—a figure that places Simmons near the middle of the state's offerings but well below what students from Tufts ($56,500) or elite liberal arts colleges achieve. With an estimated debt load of $25,600, the resulting ratio of 0.67 means borrowers would owe roughly eight months of their first year's salary, which is manageable compared to many programs but requires careful financial planning during those early career years.
The gap between top-performing programs and the state median is striking. Boston's competitive psychology landscape means that institutional prestige and alumni networks can significantly influence outcomes, and Simmons—while a solid school with a 66% admission rate—doesn't command the same career advantages as nearby research universities. Psychology bachelor's degrees often serve as stepping stones to graduate work rather than terminal credentials, so parents should factor in whether their child plans to pursue advanced degrees that could delay loan repayment.
For families considering this investment, the key question is whether Simmons offers specific advantages—perhaps in research opportunities, clinical connections, or graduate school placement—that justify similar debt to state peers when earnings outcomes appear comparable. If graduate school is the plan, keeping undergraduate debt below $26,000 becomes even more critical.
Where Simmons University Stands
Earnings vs. debt across all research and experimental psychology bachelors's programs nationally
Compare to Similar Programs in Massachusetts
Research and Experimental Psychology bachelors's programs at peer institutions in Massachusetts (18 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $45,538 | $38,463* | — | $25,612* | — | |
| $67,844 | $56,504* | — | $15,875* | 0.28 | |
| $67,280 | $45,786* | — | $10,800* | 0.24 | |
| $61,568 | $43,717* | $46,833 | $19,000* | 0.43 | |
| $59,076 | $41,501* | $76,453 | —* | — | |
| $63,141 | $38,463* | $57,605 | $26,000* | 0.68 | |
| National Median | — | $34,768* | — | $21,500* | 0.62 |
Career Paths
Occupations commonly associated with research and experimental psychology graduates
Statisticians
Biostatisticians
Medical Scientists, Except Epidemiologists
Clinical and Counseling Psychologists
Psychologists, All Other
Neuropsychologists
Clinical Neuropsychologists
Psychology Teachers, Postsecondary
Health Specialties Teachers, Postsecondary
Child, Family, and School Social Workers
Managers, All Other
Compliance Managers
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Simmons University, approximately 30% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 11 similar programs in MA. Actual outcomes may vary.