Median Earnings (1yr)
$33,171
46th percentile
40th percentile in Kentucky
Median Debt
$16,361
17% above national median

Analysis

Somerset Community College's business associate degree shows a troubling pattern that should concern any parent: graduates actually earn less four years out than they do in their first year of work. Starting at $33,171, earnings drop to $27,540 by year fourβ€”a 17% decline that's the opposite of what you want to see from an educational investment.

The program ranks in the 40th percentile among Kentucky's 25 business associate programs, trailing the state median of $35,788. Top-performing community colleges in Kentucky like Gateway and Elizabethtown place graduates earning $43,000-$39,000β€”roughly $10,000 more annually than Somerset's four-year outcomes. While the debt load of $16,361 is manageable at first glance, it becomes less attractive when paired with declining earnings that settle below $28,000.

For families in rural Kentucky where Somerset is located, the calculus is stark: your child could graduate with debt equal to nearly 60% of their fourth-year earnings, working jobs that pay less over time rather than building toward higher income. If staying local is important, this degree might provide access to entry-level positions, but families should understand they're not getting the earnings trajectory that better-performing Kentucky community colleges deliver.

Where Somerset Community College Stands

Earnings vs. debt across all business administration, management and operations associates's programs nationally

Earnings Distribution

How Somerset Community College graduates compare to all programs nationally

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

School1 Year4 YearsGrowth
Somerset Community College$33,171$27,540-17%
Sullivan University$35,788$47,083+32%
Gateway Community and Technical College$43,658$43,418-1%
Bluegrass Community and Technical College$37,319$37,472+0%
Elizabethtown Community and Technical College$39,002$35,513-9%

Compare to Similar Programs in Kentucky

Business Administration, Management and Operations associates's programs at peer institutions in Kentucky (25 total in state)

Scroll to see more β†’

SchoolIn-State TuitionEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Somerset Community CollegeSomerset$4,656$33,171$27,540$16,3610.49
Gateway Community and Technical CollegeFlorence$4,656$43,658$43,418$13,3930.31
Elizabethtown Community and Technical CollegeElizabethtown$4,656$39,002$35,513$16,2550.42
Owensboro Community and Technical CollegeOwensboro$4,656$38,878β€”$8,7900.23
Jefferson Community and Technical CollegeLouisville$4,706$38,361$35,173$20,0370.52
Bluegrass Community and Technical CollegeLexington$4,706$37,319$37,472$13,5000.36
National Medianβ€”$33,977β€”$13,9800.41

Career Paths

Occupations commonly associated with business administration, management and operations graduates

Computer and Information Systems Managers

Plan, direct, or coordinate activities in such fields as electronic data processing, information systems, systems analysis, and computer programming.

$171,200/yrJobs growth:Bachelor's degree

Architectural and Engineering Managers

Plan, direct, or coordinate activities in such fields as architecture and engineering or research and development in these fields.

$167,740/yrJobs growth:Bachelor's degree

Biofuels/Biodiesel Technology and Product Development Managers

Define, plan, or execute biofuels/biodiesel research programs that evaluate alternative feedstock and process technologies with near-term commercial potential.

$167,740/yrJobs growth:Bachelor's degree

Financial Managers

Plan, direct, or coordinate accounting, investing, banking, insurance, securities, and other financial activities of a branch, office, or department of an establishment.

$161,700/yrJobs growth:Bachelor's degree

Treasurers and Controllers

Direct financial activities, such as planning, procurement, and investments for all or part of an organization.

$161,700/yrJobs growth:Bachelor's degree

Investment Fund Managers

Plan, direct, or coordinate investment strategy or operations for a large pool of liquid assets supplied by institutional investors or individual investors.

$161,700/yrJobs growth:Bachelor's degree

Natural Sciences Managers

Plan, direct, or coordinate activities in such fields as life sciences, physical sciences, mathematics, statistics, and research and development in these fields.

$161,180/yrJobs growth:Bachelor's degree

Clinical Research Coordinators

Plan, direct, or coordinate clinical research projects. Direct the activities of workers engaged in clinical research projects to ensure compliance with protocols and overall clinical objectives. May evaluate and analyze clinical data.

$161,180/yrJobs growth:Bachelor's degree

Water Resource Specialists

Design or implement programs and strategies related to water resource issues such as supply, quality, and regulatory compliance issues.

$161,180/yrJobs growth:Bachelor's degree

Compensation and Benefits Managers

Plan, direct, or coordinate compensation and benefits activities of an organization.

$140,360/yrJobs growth:Bachelor's degree

Human Resources Managers

Plan, direct, or coordinate human resources activities and staff of an organization.

$140,030/yrJobs growth:Bachelor's degree

Sales Managers

Plan, direct, or coordinate the actual distribution or movement of a product or service to the customer. Coordinate sales distribution by establishing sales territories, quotas, and goals and establish training programs for sales representatives. Analyze sales statistics gathered by staff to determine sales potential and inventory requirements and monitor the preferences of customers.

$138,060/yrJobs growth:Bachelor's degree
About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Somerset Community College, approximately 43% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 34 graduates with reported earnings and 63 graduates with debt data. Small samples may not be representative.