Analysis
Based on comparable agricultural business programs nationally, this associate's degree appears to set up a manageable financial start. The estimated $12,000 in debt paired with projected first-year earnings around $37,400 produces a debt-to-earnings ratio of 0.32—meaning graduates would owe roughly a third of their first year's salary. That's a reasonable burden for an associate's degree that can lead directly to work in farm management, agribusiness sales, or agricultural lending.
Minnesota's agricultural sector offers real opportunities, particularly in the southern part of the state where South Central College sits. The relatively low debt estimate is significant here: two years of technical training without accumulating bachelor's-degree-level debt could make sense if your child is serious about pursuing a career in agriculture rather than continuing immediately to a four-year program. National data shows this field produces fairly consistent outcomes across programs, though earnings can vary considerably depending on the specific agricultural sector and whether graduates move into management roles.
The caveat is that these figures are drawn from peer programs nationally, not South Central's actual graduates. With only four schools offering this degree in Minnesota and limited reported data, it's difficult to gauge how this specific program performs. If your child plans to stay in the agricultural industry long-term and values hands-on training over academic theory, the estimated financial profile suggests this could work—but connecting with recent graduates or local employers would help confirm whether this program delivers the regional connections that matter most in agriculture.
Where South Central College Stands
Earnings vs. debt across all agricultural business and management associates's programs nationally
Compare to Similar Programs Nationally
Agricultural Business and Management associates's programs at top institutions nationally
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $6,146 | $37,423* | — | $11,978* | — | |
| $5,928 | $48,646* | $43,988 | $11,956* | 0.25 | |
| $6,308 | $47,472* | $42,239 | —* | — | |
| $3,540 | $42,642* | $40,002 | $10,748* | 0.25 | |
| $8,895 | $41,966* | $43,018 | $12,750* | 0.30 | |
| $6,718 | $41,340* | $44,958 | $12,000* | 0.29 | |
| National Median | — | $37,423* | — | $12,000* | 0.32 |
Career Paths
Occupations commonly associated with agricultural business and management graduates
Economists
Environmental Economists
Farmers, Ranchers, and Other Agricultural Managers
Agricultural Sciences Teachers, Postsecondary
Economics Teachers, Postsecondary
Sales Representatives, Wholesale and Manufacturing, Except Technical and Scientific Products
Computer User Support Specialists
Buyers and Purchasing Agents, Farm Products
Farm and Home Management Educators
First-Line Supervisors of Office and Administrative Support Workers
First-Line Supervisors of Farming, Fishing, and Forestry Workers
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At South Central College, approximately 32% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 16 similar programs. Actual outcomes may vary.