Analysis
Similar agricultural business programs across the country suggest first-year earnings around $37,400, but that figure sits notably below what NC State and other North Carolina programs typically deliver—closer to $42,000. That $4,500 gap matters when you're starting a career in a field where practical experience and local industry connections often determine early earning power. South Piedmont's rural location could work both ways: closer to actual farming operations but potentially farther from higher-paying agribusiness corporate roles.
The estimated debt load of roughly $12,000 translates to a manageable 0.32 debt-to-earnings ratio, meaning monthly payments would consume about 3% of gross income under standard repayment plans. That's reasonable by any standard. The real question is whether an associate's degree provides enough differentiation in North Carolina's agricultural sector, where competing programs appear to produce stronger initial outcomes.
If your child is committed to staying in the Polkton area or has family connections to local farms or suppliers, the lower debt and proximity to agricultural operations could offset the earnings gap. But if they're willing to relocate or consider NC State's program—which costs more but appears to deliver higher returns—that's worth the comparison. The deciding factor here isn't the debt burden, which is modest, but whether this particular credential opens the doors your child needs in North Carolina's agricultural economy.
Where South Piedmont Community College Stands
Earnings vs. debt across all agricultural business and management associates's programs nationally
Compare to Similar Programs in North Carolina
Agricultural Business and Management associates's programs at peer institutions in North Carolina (15 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $2,022 | $37,423* | — | $11,978* | — | |
| $8,895 | $41,966* | $43,018 | $12,750* | 0.30 | |
| National Median | — | $37,423* | — | $12,000* | 0.32 |
Career Paths
Occupations commonly associated with agricultural business and management graduates
Economists
Environmental Economists
Farmers, Ranchers, and Other Agricultural Managers
Agricultural Sciences Teachers, Postsecondary
Economics Teachers, Postsecondary
Sales Representatives, Wholesale and Manufacturing, Except Technical and Scientific Products
Computer User Support Specialists
Buyers and Purchasing Agents, Farm Products
Farm and Home Management Educators
First-Line Supervisors of Office and Administrative Support Workers
First-Line Supervisors of Farming, Fishing, and Forestry Workers
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At South Piedmont Community College, approximately 18% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 16 similar programs. Actual outcomes may vary.