Analysis
South University-Montgomery's Public Health program carries exceptionally high debtβ$56,262 compared to the $26,000 national median and $25,000 state median for this degree. That's more than double what students typically borrow for a public health bachelor's, placing this program in the 5th percentile nationally for debt burden. With first-year earnings of $34,789, graduates face a 1.62 debt-to-earnings ratio, meaning they owe 19 months of their gross salary. While the program performs at the 60th percentile among Alabama's four public health programs, that's a modest distinction when the earnings are already below the national median.
The financial math is straightforward: borrowing $56,000 to earn $35,000 creates years of repayment pressure that could delay other life goals. With 70% of students receiving Pell grants, many families here are counting on this degree to provide economic mobility, but the debt load undermines that goal. The University of Alabama offers comparable earnings ($35,698) likely at a much lower cost for in-state students.
Unless your family can significantly reduce this debt through scholarships or has the resources to help with loan payments, the burden here outweighs the credential's earning power. Public health graduates typically need to be strategic about career advancement, and starting with this much debt makes that climb considerably steeper.
Where South University-Montgomery Stands
Earnings vs. debt across all public health bachelors's programs nationally
Earnings Distribution
How South University-Montgomery graduates compare to all programs nationally
Compare to Similar Programs in Alabama
Public Health bachelors's programs at peer institutions in Alabama (4 total in state)
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $18,238 | $34,789 | β | $56,262 | 1.62 | |
| $11,900 | $35,698 | β | $25,000 | 0.70 | |
| $8,832 | $32,187 | $41,267 | $25,000 | 0.78 | |
| National Median | β | $37,548 | β | $26,000 | 0.69 |
Career Paths
Occupations commonly associated with public health graduates
Physicists
Medical and Health Services Managers
Medical Scientists, Except Epidemiologists
Genetic Counselors
Epidemiologists
Physics Teachers, Postsecondary
Health Specialties Teachers, Postsecondary
Environmental Scientists and Specialists, Including Health
Climate Change Policy Analysts
Environmental Restoration Planners
Industrial Ecologists
Occupational Health and Safety Specialists
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At South University-Montgomery, approximately 70% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 84 graduates with reported earnings and 142 graduates with debt data. Small samples may not be representative.