Median Earnings (1yr)
$22,081
23rd percentile (60th in TX)
Median Debt
$8,507
35% below national median
Debt-to-Earnings
0.39
Manageable
Sample Size
344
Adequate data

Analysis

Southern Careers Institute-Harlingen's accounting certificate program sits right at the Texas median for both earnings and debt, making it a middle-of-the-road choice within the state. While graduates earn $22,081 in their first year—well below the national average of $31,684—this program performs better than 60% of similar Texas programs. The $8,507 in student debt is manageable, creating a debt-to-earnings ratio of 0.39 that allows graduates to realistically pay off their loans.

The earnings picture reveals both strengths and limitations. Graduates see modest but consistent income growth, reaching $24,529 by year four. However, even top-performing Texas programs like Austin Community College ($62,261) and Dallas College ($39,308) demonstrate significantly higher earning potential, suggesting location and institutional reputation matter considerably in this field.

For families seeking an accessible entry point into accounting, this program offers reasonable value—low debt burden, serving a predominantly Pell-eligible population, and delivering predictable if modest returns. The program won't launch graduates into high-paying careers immediately, but it provides solid vocational training without crushing debt. Parents should weigh this against community college alternatives that might offer better long-term earning potential for similar or lower costs.

Where Southern Careers Institute-Harlingen Stands

Earnings vs. debt across all accounting certificate's programs nationally

Southern Careers Institute-HarlingenOther accounting programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Southern Careers Institute-Harlingen graduates compare to all programs nationally

Southern Careers Institute-Harlingen graduates earn $22k, placing them in the 23th percentile of all accounting certificate programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Texas

Accounting certificate's programs at peer institutions in Texas (44 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Southern Careers Institute-Harlingen$22,081$24,529$8,5070.39
Austin Community College District$62,261$89,915$21,8980.35
Dallas College$39,308$43,760$12,5000.32
Houston Community College$34,667—$14,9050.43
Lone Star College System$31,414—$6,5500.21
Southern Careers Institute-Austin$22,081$24,529$8,5070.39
National Median$31,684—$13,0470.41

Other Accounting Programs in Texas

Compare tuition, earnings, and debt across Texas schools

SchoolIn-State TuitionEarnings (1yr)Debt
Austin Community College District
Austin
$2,550$62,261$21,898
Dallas College
Dallas
$2,370$39,308$12,500
Houston Community College
Houston
$2,040$34,667$14,905
Lone Star College System
The Woodlands
$3,090$31,414$6,550
Southern Careers Institute-Austin
Austin
—$22,081$8,507

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Southern Careers Institute-Harlingen, approximately 75% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 344 graduates with reported earnings and 434 graduates with debt data. Small samples may not be representative.