Analysis
Southern Illinois-Carbondale's psychology program produces graduates who start at $32,287 and reach nearly $40,000 four years out—earnings that track exactly with the Illinois median and slightly above the national average. The $24,000 debt load is lower than typical for psychology programs, creating a manageable 0.74 debt-to-earnings ratio. This isn't a standout program, but it's solidly average with an important advantage: graduates aren't drowning in debt while they figure out their next move.
The real story here is trajectory. That 23% earnings bump from year one to year four suggests graduates are finding better-paying roles or pursuing graduate education that opens doors. However, even at year four, they're earning substantially less than Northwestern grads ($44,088) or even smaller schools like Trinity International ($39,980). For an accessible state university serving a population where 37% receive Pell grants, though, these outcomes represent reasonable value—especially compared to the $25,500 national median debt.
The practical reality: if your child wants to work immediately after graduation in clinical or counseling roles, they'll need a master's degree anyway, making this program's moderate debt load particularly useful. If they're eyeing HR, marketing, or related fields where a bachelor's suffices, expect starting salaries in the low 30s with gradual improvement. This is a safe, affordable foundation for a psychology career—just not a shortcut to high earnings.
Where Southern Illinois University-Carbondale Stands
Earnings vs. debt across all psychology bachelors's programs nationally
Earnings Distribution
How Southern Illinois University-Carbondale graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| Southern Illinois University-Carbondale | $32,287 | $39,760 | +23% |
| Northwestern University | $44,088 | $61,389 | +39% |
| Loyola University Chicago | $32,463 | $52,586 | +62% |
| Augustana College | $29,801 | $50,244 | +69% |
| Illinois State University | $32,104 | $49,195 | +53% |
Compare to Similar Programs in Illinois
Psychology bachelors's programs at peer institutions in Illinois (52 total in state)
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $13,244 | $32,287 | $39,760 | $24,000 | 0.74 | |
| $65,997 | $44,088 | $61,389 | $14,500 | 0.33 | |
| $13,288 | $42,911 | — | $5,050 | 0.12 | |
| $12,320 | $39,980 | — | $24,562 | 0.61 | |
| $20,844 | $39,596 | — | $40,645 | 1.03 | |
| $12,345 | $35,798 | — | $37,170 | 1.04 | |
| National Median | — | $31,482 | — | $25,500 | 0.81 |
Career Paths
Occupations commonly associated with psychology graduates
Industrial-Organizational Psychologists
Clinical and Counseling Psychologists
Psychologists, All Other
Neuropsychologists
Clinical Neuropsychologists
Psychology Teachers, Postsecondary
Managers, All Other
Loss Prevention Managers
Social Science Research Assistants
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Southern Illinois University-Carbondale, approximately 37% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 90 graduates with reported earnings and 150 graduates with debt data. Small samples may not be representative.