Median Earnings (1yr)
$32,287
56th percentile (60th in IL)
Median Debt
$24,000
6% below national median
Debt-to-Earnings
0.74
Manageable
Sample Size
90
Adequate data

Analysis

Southern Illinois-Carbondale's psychology program produces graduates who start at $32,287 and reach nearly $40,000 four years out—earnings that track exactly with the Illinois median and slightly above the national average. The $24,000 debt load is lower than typical for psychology programs, creating a manageable 0.74 debt-to-earnings ratio. This isn't a standout program, but it's solidly average with an important advantage: graduates aren't drowning in debt while they figure out their next move.

The real story here is trajectory. That 23% earnings bump from year one to year four suggests graduates are finding better-paying roles or pursuing graduate education that opens doors. However, even at year four, they're earning substantially less than Northwestern grads ($44,088) or even smaller schools like Trinity International ($39,980). For an accessible state university serving a population where 37% receive Pell grants, though, these outcomes represent reasonable value—especially compared to the $25,500 national median debt.

The practical reality: if your child wants to work immediately after graduation in clinical or counseling roles, they'll need a master's degree anyway, making this program's moderate debt load particularly useful. If they're eyeing HR, marketing, or related fields where a bachelor's suffices, expect starting salaries in the low 30s with gradual improvement. This is a safe, affordable foundation for a psychology career—just not a shortcut to high earnings.

Where Southern Illinois University-Carbondale Stands

Earnings vs. debt across all psychology bachelors's programs nationally

Southern Illinois University-CarbondaleOther psychology programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Southern Illinois University-Carbondale graduates compare to all programs nationally

Southern Illinois University-Carbondale graduates earn $32k, placing them in the 56th percentile of all psychology bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Illinois

Psychology bachelors's programs at peer institutions in Illinois (52 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Southern Illinois University-Carbondale$32,287$39,760$24,0000.74
Northwestern University$44,088$61,389$14,5000.33
St. Augustine College$42,911—$5,0500.12
Trinity International University-Illinois$39,980—$24,5620.61
The Chicago School at Chicago$39,596—$40,6451.03
National Louis University$35,798—$37,1701.04
National Median$31,482—$25,5000.81

Other Psychology Programs in Illinois

Compare tuition, earnings, and debt across Illinois schools

SchoolIn-State TuitionEarnings (1yr)Debt
Northwestern University
Evanston
$65,997$44,088$14,500
St. Augustine College
Chicago
$13,288$42,911$5,050
Trinity International University-Illinois
Deerfield
$12,320$39,980$24,562
The Chicago School at Chicago
Chicago
$20,844$39,596$40,645
National Louis University
Chicago
$12,345$35,798$37,170

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Southern Illinois University-Carbondale, approximately 37% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 90 graduates with reported earnings and 150 graduates with debt data. Small samples may not be representative.