Based on U.S. Department of Education data (October 2025 release).
Analysis
Southern Illinois-Carbondale's psychology program produces graduates who start at $32,287 and reach nearly $40,000 four years out—earnings that track exactly with the Illinois median and slightly above the national average. The $24,000 debt load is lower than typical for psychology programs, creating a manageable 0.74 debt-to-earnings ratio. This isn't a standout program, but it's solidly average with an important advantage: graduates aren't drowning in debt while they figure out their next move.
The real story here is trajectory. That 23% earnings bump from year one to year four suggests graduates are finding better-paying roles or pursuing graduate education that opens doors. However, even at year four, they're earning substantially less than Northwestern grads ($44,088) or even smaller schools like Trinity International ($39,980). For an accessible state university serving a population where 37% receive Pell grants, though, these outcomes represent reasonable value—especially compared to the $25,500 national median debt.
The practical reality: if your child wants to work immediately after graduation in clinical or counseling roles, they'll need a master's degree anyway, making this program's moderate debt load particularly useful. If they're eyeing HR, marketing, or related fields where a bachelor's suffices, expect starting salaries in the low 30s with gradual improvement. This is a safe, affordable foundation for a psychology career—just not a shortcut to high earnings.
Where Southern Illinois University-Carbondale Stands
Earnings vs. debt across all psychology bachelors's programs nationally
Earnings Distribution
How Southern Illinois University-Carbondale graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| Southern Illinois University-Carbondale | $32,287 | $39,760 | +23% |
| Northwestern University | $44,088 | $61,389 | +39% |
| Loyola University Chicago | $32,463 | $52,586 | +62% |
| Augustana College | $29,801 | $50,244 | +69% |
| Illinois State University | $32,104 | $49,195 | +53% |
Compare to Similar Programs in Illinois
Psychology bachelors's programs at peer institutions in Illinois (52 total in state)
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $13,244 | $32,287 | $39,760 | $24,000 | 0.74 | |
| $65,997 | $44,088 | $61,389 | $14,500 | 0.33 | |
| $13,288 | $42,911 | — | $5,050 | 0.12 | |
| $12,320 | $39,980 | — | $24,562 | 0.61 | |
| $20,844 | $39,596 | — | $40,645 | 1.03 | |
| $12,345 | $35,798 | — | $37,170 | 1.04 | |
| National Median | — | $31,482 | — | $25,500 | 0.81 |
Career Paths
Occupations commonly associated with psychology graduates
Industrial-Organizational Psychologists
Clinical and Counseling Psychologists
Psychologists, All Other
Neuropsychologists
Clinical Neuropsychologists
Psychology Teachers, Postsecondary
Managers, All Other
Loss Prevention Managers
Social Science Research Assistants
Explore Related Programs
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Southern Illinois University-Carbondale, approximately 37% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 90 graduates with reported earnings and 150 graduates with debt data. Small samples may not be representative.