Analysis
Is a bachelor's in accounting worth roughly $27,000 in debt when first-year earnings hover around $50,000? Based on comparable programs across Oklahoma, this appears to be a middle-of-the-road outcomeβthe state median for accounting degrees sits at exactly this $49,800 mark. The debt-to-earnings ratio of 0.53 suggests graduates would dedicate about half their first-year salary to what they borrowed, which falls within manageable territory for most families, though it means loan payments will take a meaningful bite from early paychecks.
The real question for Southern Nazarene is whether it matches the value of Oklahoma's public alternatives. Graduates from OU-Norman earn $62,900 their first year out, while Oklahoma State grads make $50,900βboth substantially higher than what similar programs in the state typically produce. With 45% of students receiving Pell grants, Southern Nazarene serves many families for whom every dollar of debt and earnings matters. The estimated debt here ($26,600) actually runs slightly above the state median of $24,100 for accounting programs.
For a family weighing this investment, the Oklahoma accounting job market appears stable enough to service this debt load, but you're likely not getting a premium outcome compared to the state's flagship institutions. If your child has admission offers from OU or Oklahoma State, those programs show stronger earning potential at comparable or lower debt levels.
Where Southern Nazarene University Stands
Earnings vs. debt across all accounting bachelors's programs nationally
Compare to Similar Programs in Oklahoma
Accounting bachelors's programs at peer institutions in Oklahoma (18 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $29,600 | $49,823* | β | $26,588* | β | |
| $9,595 | $62,930* | $76,379 | $20,500* | 0.33 | |
| $8,522 | $56,889* | $67,152 | $27,273* | 0.48 | |
| $10,234 | $50,943* | $72,003 | $23,250* | 0.46 | |
| $7,513 | $49,823* | $58,689 | $25,000* | 0.50 | |
| $8,032 | $46,419* | β | $15,500* | 0.33 | |
| National Median | β | $53,694* | β | $25,000* | 0.47 |
Career Paths
Occupations commonly associated with accounting graduates
Financial Managers
Treasurers and Controllers
Investment Fund Managers
Financial and Investment Analysts
Financial Risk Specialists
Financial Examiners
Budget Analysts
Business Teachers, Postsecondary
Accountants and Auditors
Tax Examiners and Collectors, and Revenue Agents
Bookkeeping, Accounting, and Auditing Clerks
Payroll and Timekeeping Clerks
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Southern Nazarene University, approximately 45% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 7 similar programs in OK. Actual outcomes may vary.