Accounting at University of Central Oklahoma
Bachelor's Degree
Analysis
University of Central Oklahoma's accounting graduates earn $56,889 in their first year—beating the Oklahoma median by $7,000 and surpassing 60% of accounting programs statewide. With debt of just $27,273, the debt-to-earnings ratio of 0.48 means graduates owe less than half their first-year salary, making this manageable to repay even for families who borrow substantially. That low debt burden (24th percentile nationally) combined with solid earnings creates a notably cleaner financial picture than most accounting programs nationwide.
The earnings trajectory looks healthy too, with graduates seeing 18% growth to $67,152 by year four. While UCO doesn't quite match the University of Oklahoma's $62,930 starting point, it comes reasonably close at a fraction of the selectivity and likely cost differential for in-state students. For a school with an 82% admission rate serving a significant population of Pell-eligible students, these outcomes punch above their weight.
This program represents a practical path into accounting for Oklahoma families. The combination of accessible admission, controlled debt, and above-average state earnings makes UCO a sensible choice for students who want solid financial outcomes without the pressure of competing for spots at OU-Norman.
Where University of Central Oklahoma Stands
Earnings vs. debt across all accounting bachelors's programs nationally
Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.
Earnings Distribution
How University of Central Oklahoma graduates compare to all programs nationally
University of Central Oklahoma graduates earn $57k, placing them in the 62th percentile of all accounting bachelors programs nationally.
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.
Compare to Similar Programs in Oklahoma
Accounting bachelors's programs at peer institutions in Oklahoma (18 total in state)
| School | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|
| University of Central Oklahoma | $56,889 | $67,152 | $27,273 | 0.48 |
| University of Oklahoma-Norman Campus | $62,930 | $76,379 | $20,500 | 0.33 |
| Oklahoma State University-Main Campus | $50,943 | $72,003 | $23,250 | 0.46 |
| Northeastern State University | $49,823 | $58,689 | $25,000 | 0.50 |
| East Central University | $46,419 | — | $15,500 | 0.33 |
| Southeastern Oklahoma State University | $44,992 | — | — | — |
| National Median | $53,694 | — | $25,000 | 0.47 |
Other Accounting Programs in Oklahoma
Compare tuition, earnings, and debt across Oklahoma schools
| School | In-State Tuition | Earnings (1yr) | Debt |
|---|---|---|---|
| University of Oklahoma-Norman Campus Norman | $9,595 | $62,930 | $20,500 |
| Oklahoma State University-Main Campus Stillwater | $10,234 | $50,943 | $23,250 |
| Northeastern State University Tahlequah | $7,513 | $49,823 | $25,000 |
| East Central University Ada | $8,032 | $46,419 | $15,500 |
| Southeastern Oklahoma State University Durant | $7,200 | $44,992 | — |
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Central Oklahoma, approximately 35% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 70 graduates with reported earnings and 72 graduates with debt data. Small samples may not be representative.