Median Earnings (1yr)
$38,600
95th percentile (60th in NH)
Median Debt
$34,547
35% above national median
Debt-to-Earnings
0.90
Manageable
Sample Size
1027
Adequate data

Analysis

Southern New Hampshire University's psychology program delivers exceptional earnings outcomes that should grab any parent's attention—graduates earn $38,600 in their first year, placing this program in the 95th percentile nationally. That's significantly higher than the national median of $31,482 and even exceeds the 75th percentile benchmark. While it ranks in the 60th percentile among New Hampshire programs, it's competitive with much more selective schools like Saint Anselm College.

The debt picture requires careful consideration. At $34,547, graduates carry more debt than typical psychology majors (national median: $25,500), but the strong earnings help offset this concern. The debt-to-earnings ratio of 0.90 means students can expect to earn roughly their full debt amount in their first year—a manageable burden that ranks in the 5th percentile nationally (meaning 95% of programs have worse debt loads relative to earnings).

For an anxious parent, this program represents solid value despite the premium price tag. Your child would graduate with debt roughly $7,000 above the state median but earn competitively with graduates from more prestigious institutions. The 11% earnings growth over four years suggests good career trajectory potential. With SNHU's 96% acceptance rate, this could be an accessible path to strong psychology career outcomes.

Where Southern New Hampshire University Stands

Earnings vs. debt across all psychology bachelors's programs nationally

Southern New Hampshire UniversityOther psychology programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Southern New Hampshire University graduates compare to all programs nationally

Southern New Hampshire University graduates earn $39k, placing them in the 95th percentile of all psychology bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in New Hampshire

Psychology bachelors's programs at peer institutions in New Hampshire (12 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Southern New Hampshire University$38,600$42,670$34,5470.90
New England College$42,656$37,256$38,2850.90
Rivier University$40,242$43,171$27,0000.67
University of New Hampshire College of Professional Studies Online$39,681$47,768$27,0000.68
Saint Anselm College$38,509$44,572$27,0000.70
University of New Hampshire at Manchester$38,229$47,768$27,0000.71
National Median$31,482—$25,5000.81

Other Psychology Programs in New Hampshire

Compare tuition, earnings, and debt across New Hampshire schools

SchoolIn-State TuitionEarnings (1yr)Debt
New England College
Henniker
$41,578$42,656$38,285
Rivier University
Nashua
$37,791$40,242$27,000
University of New Hampshire College of Professional Studies Online
Manchester
$7,812$39,681$27,000
Saint Anselm College
Manchester
$46,810$38,509$27,000
University of New Hampshire at Manchester
Manchester
$15,820$38,229$27,000

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Southern New Hampshire University, approximately 47% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 1027 graduates with reported earnings and 1958 graduates with debt data. Small samples may not be representative.