Analysis
Southern New Hampshire University's psychology program delivers exceptional earnings outcomes that should grab any parent's attention—graduates earn $38,600 in their first year, placing this program in the 95th percentile nationally. That's significantly higher than the national median of $31,482 and even exceeds the 75th percentile benchmark. While it ranks in the 60th percentile among New Hampshire programs, it's competitive with much more selective schools like Saint Anselm College.
The debt picture requires careful consideration. At $34,547, graduates carry more debt than typical psychology majors (national median: $25,500), but the strong earnings help offset this concern. The debt-to-earnings ratio of 0.90 means students can expect to earn roughly their full debt amount in their first year—a manageable burden that ranks in the 5th percentile nationally (meaning 95% of programs have worse debt loads relative to earnings).
For an anxious parent, this program represents solid value despite the premium price tag. Your child would graduate with debt roughly $7,000 above the state median but earn competitively with graduates from more prestigious institutions. The 11% earnings growth over four years suggests good career trajectory potential. With SNHU's 96% acceptance rate, this could be an accessible path to strong psychology career outcomes.
Where Southern New Hampshire University Stands
Earnings vs. debt across all psychology bachelors's programs nationally
Earnings Distribution
How Southern New Hampshire University graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| Southern New Hampshire University | $38,600 | $42,670 | +11% |
| University of New Hampshire College of Professional Studies Online | $39,681 | $47,768 | +20% |
| University of New Hampshire-Main Campus | $38,229 | $47,768 | +25% |
| University of New Hampshire at Manchester | $38,229 | $47,768 | +25% |
| Saint Anselm College | $38,509 | $44,572 | +16% |
Compare to Similar Programs in New Hampshire
Psychology bachelors's programs at peer institutions in New Hampshire (12 total in state)
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $16,450 | $38,600 | $42,670 | $34,547 | 0.90 | |
| $41,578 | $42,656 | $37,256 | $38,285 | 0.90 | |
| $37,791 | $40,242 | $43,171 | $27,000 | 0.67 | |
| $7,812 | $39,681 | $47,768 | $27,000 | 0.68 | |
| $46,810 | $38,509 | $44,572 | $27,000 | 0.70 | |
| $15,820 | $38,229 | $47,768 | $27,000 | 0.71 | |
| National Median | — | $31,482 | — | $25,500 | 0.81 |
Career Paths
Occupations commonly associated with psychology graduates
Industrial-Organizational Psychologists
Clinical and Counseling Psychologists
Psychologists, All Other
Neuropsychologists
Clinical Neuropsychologists
Psychology Teachers, Postsecondary
Managers, All Other
Loss Prevention Managers
Social Science Research Assistants
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Southern New Hampshire University, approximately 47% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 1027 graduates with reported earnings and 1958 graduates with debt data. Small samples may not be representative.