Median Earnings (1yr)
$30,870
45th percentile (40th in MO)
Median Debt
$26,348
3% above national median
Debt-to-Earnings
0.85
Manageable
Sample Size
30
Adequate data

Analysis

Southwest Baptist's psychology program leaves graduates earning less than the Missouri median, ranking in just the 40th percentile statewide—a significant gap when schools like Avila and Rockhurst are producing graduates who earn $6,000+ more annually. Starting at $30,870, these graduates trail both state and national benchmarks, and while earnings do climb 23% by year four, they're still playing catch-up to where peers from stronger programs began.

The debt load of $26,348 is actually slightly better than average, creating a manageable 0.85 debt-to-earnings ratio. However, "manageable" shouldn't be confused with "optimal"—when you're starting behind and staying behind other Missouri programs, even reasonable debt becomes harder to justify. The 100% admission rate and modest average SAT scores suggest this may be the right fit for students who need access over selectivity, but families should recognize they're trading program strength for that accessibility.

For students committed to psychology and Southwest Baptist specifically, understand you're choosing a below-average outcome in a field that's already challenging economically. If graduate school is the plan, these starting numbers matter less. But if your child hopes to work straight after graduation, exploring psychology programs at Avila, Rockhurst, or even Central Methodist would likely mean starting their career with thousands more in annual earning power—a gap that compounds significantly over time.

Where Southwest Baptist University Stands

Earnings vs. debt across all psychology bachelors's programs nationally

Southwest Baptist UniversityOther psychology programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Southwest Baptist University graduates compare to all programs nationally

Southwest Baptist University graduates earn $31k, placing them in the 45th percentile of all psychology bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Missouri

Psychology bachelors's programs at peer institutions in Missouri (39 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Southwest Baptist University$30,870$38,084$26,3480.85
Avila University$36,957$44,838$31,0000.84
Central Methodist University-College of Liberal Arts and Sciences$36,323$36,984$25,2300.69
Central Methodist University-College of Graduate and Extended Studies$36,323$36,984$25,2300.69
Rockhurst University$36,152$44,389$25,0000.69
Columbia College$35,685$36,673$29,3000.82
National Median$31,482—$25,5000.81

Other Psychology Programs in Missouri

Compare tuition, earnings, and debt across Missouri schools

SchoolIn-State TuitionEarnings (1yr)Debt
Avila University
Kansas City
$38,672$36,957$31,000
Central Methodist University-College of Liberal Arts and Sciences
Fayette
$27,140$36,323$25,230
Central Methodist University-College of Graduate and Extended Studies
Fayette
$6,960$36,323$25,230
Rockhurst University
Kansas City
$43,420$36,152$25,000
Columbia College
Columbia
$24,326$35,685$29,300

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Southwest Baptist University, approximately 35% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 30 graduates with reported earnings and 38 graduates with debt data. Small samples may not be representative.