Analysis
Southwest Baptist's psychology program leaves graduates earning less than the Missouri median, ranking in just the 40th percentile statewide—a significant gap when schools like Avila and Rockhurst are producing graduates who earn $6,000+ more annually. Starting at $30,870, these graduates trail both state and national benchmarks, and while earnings do climb 23% by year four, they're still playing catch-up to where peers from stronger programs began.
The debt load of $26,348 is actually slightly better than average, creating a manageable 0.85 debt-to-earnings ratio. However, "manageable" shouldn't be confused with "optimal"—when you're starting behind and staying behind other Missouri programs, even reasonable debt becomes harder to justify. The 100% admission rate and modest average SAT scores suggest this may be the right fit for students who need access over selectivity, but families should recognize they're trading program strength for that accessibility.
For students committed to psychology and Southwest Baptist specifically, understand you're choosing a below-average outcome in a field that's already challenging economically. If graduate school is the plan, these starting numbers matter less. But if your child hopes to work straight after graduation, exploring psychology programs at Avila, Rockhurst, or even Central Methodist would likely mean starting their career with thousands more in annual earning power—a gap that compounds significantly over time.
Where Southwest Baptist University Stands
Earnings vs. debt across all psychology bachelors's programs nationally
Earnings Distribution
How Southwest Baptist University graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| Southwest Baptist University | $30,870 | $38,084 | +23% |
| Saint Louis University | $34,295 | $48,468 | +41% |
| Avila University | $36,957 | $44,838 | +21% |
| University of Missouri-Columbia | $33,794 | $44,511 | +32% |
| Rockhurst University | $36,152 | $44,389 | +23% |
Compare to Similar Programs in Missouri
Psychology bachelors's programs at peer institutions in Missouri (39 total in state)
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $28,320 | $30,870 | $38,084 | $26,348 | 0.85 | |
| $38,672 | $36,957 | $44,838 | $31,000 | 0.84 | |
| $27,140 | $36,323 | $36,984 | $25,230 | 0.69 | |
| $6,960 | $36,323 | $36,984 | $25,230 | 0.69 | |
| $43,420 | $36,152 | $44,389 | $25,000 | 0.69 | |
| $24,326 | $35,685 | $36,673 | $29,300 | 0.82 | |
| National Median | — | $31,482 | — | $25,500 | 0.81 |
Career Paths
Occupations commonly associated with psychology graduates
Industrial-Organizational Psychologists
Clinical and Counseling Psychologists
Psychologists, All Other
Neuropsychologists
Clinical Neuropsychologists
Psychology Teachers, Postsecondary
Managers, All Other
Loss Prevention Managers
Social Science Research Assistants
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Southwest Baptist University, approximately 35% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 30 graduates with reported earnings and 38 graduates with debt data. Small samples may not be representative.