Analysis
A bachelor's in psychology typically leads to modest starting salaries, and Southwestern College appears to follow this pattern—with first-year earnings estimated around $36,555 based on Kansas peer programs. That's slightly above the national psychology median of $31,482, though it trails the top-performing Kansas programs like Fort Hays State ($40,009) by several thousand dollars. By year four, earnings climb to $45,301, suggesting some momentum, but whether that trajectory continues depends heavily on individual career choices beyond the bachelor's level.
The debt picture here is relatively manageable at $27,810, landing in the 17th percentile nationally—meaning graduates here typically borrow less than 83% of psychology programs nationwide. That translates to a debt-to-earnings ratio of 0.76, which means borrowing is roughly three-quarters of first-year pay. Monthly payments would consume a noticeable but not crushing portion of take-home income, assuming graduates find full-time work in their field or related areas. With 39% of students receiving Pell grants, affordability matters significantly at this institution.
For families considering this program, the key question is career trajectory. Psychology bachelor's degrees often serve as stepping stones to graduate school or pivoting into adjacent fields like HR, social services, or case management. If your child plans to work immediately after graduation, scrutinize job placement rates and alumni outcomes carefully—estimated data from peer programs can only tell you so much about Southwestern's specific network and support systems.
Where Southwestern College Stands
Earnings vs. debt across all psychology bachelors's programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| Southwestern College | — | $45,301 | — |
| University of Kansas | $36,913 | $43,397 | +18% |
| Emporia State University | $35,389 | $43,053 | +22% |
| Benedictine College | $28,149 | $42,224 | +50% |
| Fort Hays State University | $40,009 | $40,608 | +1% |
Compare to Similar Programs in Kansas
Psychology bachelors's programs at peer institutions in Kansas (25 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $38,480 | $36,555* | $45,301 | $27,810 | — | |
| $5,633 | $40,009* | $40,608 | $29,000 | 0.72 | |
| — | $39,596* | — | $27,562 | 0.70 | |
| — | $39,596* | — | $27,562 | 0.70 | |
| $35,300 | $39,596* | — | $27,562 | 0.70 | |
| $9,578 | $38,264* | $37,297 | $25,249 | 0.66 | |
| National Median | — | $31,482* | — | $25,500 | 0.81 |
Career Paths
Occupations commonly associated with psychology graduates
Industrial-Organizational Psychologists
Clinical and Counseling Psychologists
Psychologists, All Other
Neuropsychologists
Clinical Neuropsychologists
Psychology Teachers, Postsecondary
Managers, All Other
Loss Prevention Managers
Social Science Research Assistants
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Southwestern College, approximately 39% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 12 similar programs in KS. Actual outcomes may vary.