Est. Earnings (1yr)
$36,555
Est. from KS median (12 programs)
Median Debt
$27,810
9% above national median

Analysis

A bachelor's in psychology typically leads to modest starting salaries, and Southwestern College appears to follow this pattern—with first-year earnings estimated around $36,555 based on Kansas peer programs. That's slightly above the national psychology median of $31,482, though it trails the top-performing Kansas programs like Fort Hays State ($40,009) by several thousand dollars. By year four, earnings climb to $45,301, suggesting some momentum, but whether that trajectory continues depends heavily on individual career choices beyond the bachelor's level.

The debt picture here is relatively manageable at $27,810, landing in the 17th percentile nationally—meaning graduates here typically borrow less than 83% of psychology programs nationwide. That translates to a debt-to-earnings ratio of 0.76, which means borrowing is roughly three-quarters of first-year pay. Monthly payments would consume a noticeable but not crushing portion of take-home income, assuming graduates find full-time work in their field or related areas. With 39% of students receiving Pell grants, affordability matters significantly at this institution.

For families considering this program, the key question is career trajectory. Psychology bachelor's degrees often serve as stepping stones to graduate school or pivoting into adjacent fields like HR, social services, or case management. If your child plans to work immediately after graduation, scrutinize job placement rates and alumni outcomes carefully—estimated data from peer programs can only tell you so much about Southwestern's specific network and support systems.

Where Southwestern College Stands

Earnings vs. debt across all psychology bachelors's programs nationally

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

School1 Year4 YearsGrowth
Southwestern College$45,301
University of Kansas$36,913$43,397+18%
Emporia State University$35,389$43,053+22%
Benedictine College$28,149$42,224+50%
Fort Hays State University$40,009$40,608+1%

Compare to Similar Programs in Kansas

Psychology bachelors's programs at peer institutions in Kansas (25 total in state)

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SchoolIn-State TuitionEarnings (1yr)*Earnings (4yr)Median DebtDebt/Earnings
Southwestern CollegeWinfield$38,480$36,555*$45,301$27,810
Fort Hays State UniversityHays$5,633$40,009*$40,608$29,0000.72
Ottawa University-Kansas CityOverland Park$39,596*$27,5620.70
Ottawa University-OnlineOverland Park$39,596*$27,5620.70
Ottawa University-OttawaOttawa$35,300$39,596*$27,5620.70
Washburn UniversityTopeka$9,578$38,264*$37,297$25,2490.66
National Median$31,482*$25,5000.81
* Estimated from similar programs

Career Paths

Occupations commonly associated with psychology graduates

Industrial-Organizational Psychologists

Apply principles of psychology to human resources, administration, management, sales, and marketing problems. Activities may include policy planning; employee testing and selection, training, and development; and organizational development and analysis. May work with management to organize the work setting to improve worker productivity.

$94,310/yrJobs growth:

Clinical and Counseling Psychologists

Assess, diagnose, and treat mental and emotional disorders of individuals through observation, interview, and psychological tests. Help individuals with distress or maladjustment understand their problems through their knowledge of case history, interviews with patients, and theory. Provide individual or group counseling services to assist individuals in achieving more effective personal, social, educational, and vocational development and adjustment. May design behavior modification programs and consult with medical personnel regarding the best treatment for patients.

$94,310/yrJobs growth:

Psychologists, All Other

All psychologists not listed separately.

$94,310/yrJobs growth:

Neuropsychologists

Apply theories and principles of neuropsychology to evaluate and diagnose disorders of higher cerebral functioning, often in research and medical settings. Study the human brain and the effect of physiological states on human cognition and behavior. May formulate and administer programs of treatment.

$94,310/yrJobs growth:

Clinical Neuropsychologists

Assess and diagnose patients with neurobehavioral problems related to acquired or developmental disorders of the nervous system, such as neurodegenerative disorders, traumatic brain injury, seizure disorders, and learning disabilities. Recommend treatment after diagnosis, such as therapy, medication, or surgery. Assist with evaluation before and after neurosurgical procedures, such as deep brain stimulation.

$94,310/yrJobs growth:

Psychology Teachers, Postsecondary

Teach courses in psychology, such as child, clinical, and developmental psychology, and psychological counseling. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:

Managers, All Other

All managers not listed separately.

Loss Prevention Managers

Plan and direct policies, procedures, or systems to prevent the loss of assets. Determine risk exposure or potential liability, and develop risk control measures.

Social Science Research Assistants

Assist social scientists in laboratory, survey, and other social science research. May help prepare findings for publication and assist in laboratory analysis, quality control, or data management.

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Southwestern College, approximately 39% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 12 similar programs in KS. Actual outcomes may vary.