Analysis
Spring Arbor's estimated debt load of $21,750 sits below both the state and national medians for mathematics degrees, which matters when peer programs in Michigan suggest first-year earnings around $48,000. That debt-to-earnings ratio of 0.45 means graduates would owe roughly half their first-year salary—a manageable starting point compared to programs where debt eclipses annual income.
The challenge lies in Michigan's competitive landscape. While similar programs across the state produce that $48,000 baseline, the University of Michigan nearly doubles it at $80,000, and even larger public universities like Michigan State match these estimated figures with far more resources and recruitment pipelines. Spring Arbor's selective 37% admission rate and modest SAT average of 1072 suggest a more personal educational environment, but whether that translates to comparable career outcomes for math graduates remains uncertain given the lack of school-specific data.
For parents weighing this investment, the estimated numbers don't flash warning signs—the debt burden appears reasonable and aligns with national benchmarks. But you're betting on outcomes derived from other Michigan programs, not proven results from Spring Arbor itself. If your student values the smaller campus environment and has clear post-graduation plans in teaching, actuarial work, or data analysis, the estimated financial picture supports moving forward. Just recognize you're making that decision with less certainty than you'd have at schools with established track records.
Where Spring Arbor University Stands
Earnings vs. debt across all mathematics bachelors's programs nationally
Compare to Similar Programs in Michigan
Mathematics bachelors's programs at peer institutions in Michigan (31 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $32,580 | $47,951* | — | $21,750* | — | |
| $17,228 | $80,676* | $97,139 | $21,589* | 0.27 | |
| $15,988 | $47,951* | $54,324 | $21,500* | 0.45 | |
| $14,628 | $45,349* | $46,279 | $27,000* | 0.60 | |
| National Median | — | $48,772* | — | $21,500* | 0.44 |
Career Paths
Occupations commonly associated with mathematics graduates
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Data Scientists
Business Intelligence Analysts
Clinical Data Managers
Mathematicians
Statisticians
Biostatisticians
Mathematical Science Teachers, Postsecondary
Secondary School Teachers, Except Special and Career/Technical Education
Mathematical Science Occupations, All Other
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Spring Arbor University, approximately 26% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 3 similar programs in MI. Actual outcomes may vary.