Median Earnings (1yr)
$54,419
81st percentile (60th in MN)
Median Debt
$35,410
36% above national median
Debt-to-Earnings
0.65
Manageable
Sample Size
43
Adequate data

Analysis

St. Catherine University's business program costs substantially more than what most students will recover in debt, despite strong initial earnings. While first-year graduates earn $54,419—well above the national median of $45,703 and ranking in the 81st percentile nationally—they're carrying $35,410 in debt. That's 36% more than both the national and Minnesota median debt for this degree, putting St. Catherine in the bottom 5% for affordability among business programs nationwide.

The value proposition weakens further over time. By year four, earnings actually decline to $50,829, while comparable programs like Concordia University-Saint Paul ($59,044) and the University of Minnesota system maintain stronger earning trajectories. Within Minnesota, St. Catherine sits at the 60th percentile—decent, but not exceptional given the premium price tag. For a school with a 94% admission rate, the debt burden feels disproportionate to the outcomes.

The math here is straightforward: your child would graduate owing more than half their first year's salary from a program that doesn't lead to rising earnings. Unless St. Catherine offers specific networking advantages or career support that justifies the extra cost, Minnesota families have stronger options. The Twin Cities campus of University of Minnesota delivers 21% higher earnings at comparable debt levels, while Concordia provides better earnings with likely similar cultural values at this Catholic institution.

Where St Catherine University Stands

Earnings vs. debt across all business administration, management and operations bachelors's programs nationally

St Catherine UniversityOther business administration, management and operations programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How St Catherine University graduates compare to all programs nationally

St Catherine University graduates earn $54k, placing them in the 81th percentile of all business administration, management and operations bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Minnesota

Business Administration, Management and Operations bachelors's programs at peer institutions in Minnesota (33 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
St Catherine University$54,419$50,829$35,4100.65
Capella University$68,701$72,613$33,7500.49
University of Minnesota-Twin Cities$65,996$75,971$20,1600.31
Rasmussen University-Minnesota$59,693$56,566$37,3150.63
Concordia University-Saint Paul$59,044$63,736$27,0000.46
University of Minnesota-Crookston$58,805$72,627$27,4340.47
National Median$45,703—$26,0000.57

Other Business Administration, Management and Operations Programs in Minnesota

Compare tuition, earnings, and debt across Minnesota schools

SchoolIn-State TuitionEarnings (1yr)Debt
Capella University
Minneapolis
$14,436$68,701$33,750
University of Minnesota-Twin Cities
Minneapolis
$16,488$65,996$20,160
Rasmussen University-Minnesota
St. Cloud
$10,899$59,693$37,315
Concordia University-Saint Paul
Saint Paul
$25,000$59,044$27,000
University of Minnesota-Crookston
Crookston
$13,120$58,805$27,434

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At St Catherine University, approximately 36% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 43 graduates with reported earnings and 50 graduates with debt data. Small samples may not be representative.