Median Earnings (1yr)
$44,257
95th percentile (40th in MN)
Median Debt
$30,912
17% above national median
Debt-to-Earnings
0.70
Manageable
Sample Size
50
Adequate data

Analysis

St Catherine University's social work graduates earn $44,257 in their first year—nearly $7,000 above the national median but slightly below Minnesota's state median. Here's the puzzle: this program ranks in the 95th percentile nationally yet sits at just the 40th percentile within Minnesota. The explanation? Minnesota has exceptionally strong social work programs across the board, with Metropolitan State and Bemidji State graduates earning over $47,000. St Catherine is delivering above-average outcomes, but you're competing against a state where even middle-tier programs excel.

The financial picture is manageable. At $30,912 in debt—higher than both state and national medians—graduates still face a reasonable 0.70 debt-to-earnings ratio. More importantly, earnings climb 26% to $55,686 by year four, suggesting solid career progression. That growth trajectory makes the initial debt load easier to justify, particularly for families committed to the social work field.

For Minnesota residents weighing their options, this comes down to whether St Catherine's supportive environment and accessible admissions (94% acceptance rate) outweigh the $3,000-4,000 earnings gap compared to top state programs. You're paying slightly more in debt for outcomes that are good nationally but middle-of-the-pack locally. If your child has stronger academic credentials, Metropolitan State or Bemidji State offer better financial returns. But St Catherine delivers solid preparation with strong earnings growth—just not the best value within Minnesota's competitive landscape.

Where St Catherine University Stands

Earnings vs. debt across all social work bachelors's programs nationally

St Catherine UniversityOther social work programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How St Catherine University graduates compare to all programs nationally

St Catherine University graduates earn $44k, placing them in the 95th percentile of all social work bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Minnesota

Social Work bachelors's programs at peer institutions in Minnesota (17 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
St Catherine University$44,257$55,686$30,9120.70
Metropolitan State University$47,637$47,860$29,6150.62
Bemidji State University$47,192$48,772$27,0000.57
Southwest Minnesota State University$46,368$44,189——
The College of Saint Scholastica$45,371$48,482$37,0590.82
Bethel University$45,259$45,919$25,0000.55
National Median$37,296—$26,3620.71

Other Social Work Programs in Minnesota

Compare tuition, earnings, and debt across Minnesota schools

SchoolIn-State TuitionEarnings (1yr)Debt
Metropolitan State University
Saint Paul
$9,780$47,637$29,615
Bemidji State University
Bemidji
$10,164$47,192$27,000
Southwest Minnesota State University
Marshall
$10,304$46,368—
The College of Saint Scholastica
Duluth
$40,454$45,371$37,059
Bethel University
Saint Paul
$42,930$45,259$25,000

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At St Catherine University, approximately 36% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 50 graduates with reported earnings and 68 graduates with debt data. Small samples may not be representative.