Analysis
St Catherine University's social work graduates earn $44,257 in their first year—nearly $7,000 above the national median but slightly below Minnesota's state median. Here's the puzzle: this program ranks in the 95th percentile nationally yet sits at just the 40th percentile within Minnesota. The explanation? Minnesota has exceptionally strong social work programs across the board, with Metropolitan State and Bemidji State graduates earning over $47,000. St Catherine is delivering above-average outcomes, but you're competing against a state where even middle-tier programs excel.
The financial picture is manageable. At $30,912 in debt—higher than both state and national medians—graduates still face a reasonable 0.70 debt-to-earnings ratio. More importantly, earnings climb 26% to $55,686 by year four, suggesting solid career progression. That growth trajectory makes the initial debt load easier to justify, particularly for families committed to the social work field.
For Minnesota residents weighing their options, this comes down to whether St Catherine's supportive environment and accessible admissions (94% acceptance rate) outweigh the $3,000-4,000 earnings gap compared to top state programs. You're paying slightly more in debt for outcomes that are good nationally but middle-of-the-pack locally. If your child has stronger academic credentials, Metropolitan State or Bemidji State offer better financial returns. But St Catherine delivers solid preparation with strong earnings growth—just not the best value within Minnesota's competitive landscape.
Where St Catherine University Stands
Earnings vs. debt across all social work bachelors's programs nationally
Earnings Distribution
How St Catherine University graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| St Catherine University | $44,257 | $55,686 | +26% |
| Bemidji State University | $47,192 | $48,772 | +3% |
| Winona State University | $44,546 | $48,600 | +9% |
| The College of Saint Scholastica | $45,371 | $48,482 | +7% |
| Saint Cloud State University | $43,726 | $48,016 | +10% |
Compare to Similar Programs in Minnesota
Social Work bachelors's programs at peer institutions in Minnesota (17 total in state)
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $49,758 | $44,257 | $55,686 | $30,912 | 0.70 | |
| $9,780 | $47,637 | $47,860 | $29,615 | 0.62 | |
| $10,164 | $47,192 | $48,772 | $27,000 | 0.57 | |
| $10,304 | $46,368 | $44,189 | — | — | |
| $40,454 | $45,371 | $48,482 | $37,059 | 0.82 | |
| $42,930 | $45,259 | $45,919 | $25,000 | 0.55 | |
| National Median | — | $37,296 | — | $26,362 | 0.71 |
Career Paths
Occupations commonly associated with social work graduates
Social Work Teachers, Postsecondary
Social and Community Service Managers
Probation Officers and Correctional Treatment Specialists
Marriage and Family Therapists
Child, Family, and School Social Workers
Healthcare Social Workers
Mental Health and Substance Abuse Social Workers
Social Workers, All Other
Counselors, All Other
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At St Catherine University, approximately 36% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 50 graduates with reported earnings and 68 graduates with debt data. Small samples may not be representative.