Analysis
Similar accounting programs in Michigan suggest first-year earnings around $36,000 for associate degree holders, putting this program close to the state median but several thousand below what nearby Oakland Community College reports. The estimated debt load of $13,200 is notably lower than both the state median of $17,600 and the national figure of $19,300, which creates a more manageable financial starting point—roughly four months of gross earnings to repay.
The 0.37 debt-to-earnings ratio based on peer programs indicates a reasonable value proposition for an entry-level accounting credential. Many associate degree holders use this as a stepping stone to bookkeeping or accounting clerk positions while potentially continuing toward a bachelor's degree. The lower debt burden matters here, as it preserves flexibility to either enter the workforce or transfer without excessive financial pressure.
Given the limited graduate sample at St Clair County, you're essentially betting that their outcomes will mirror other Michigan community colleges. The stronger nearby comparisons—particularly Oakland's $40,000+ outcomes—suggest location and program quality can make a meaningful difference. Ask the school directly about transfer partnerships with four-year programs and employer connections in the Port Huron area, as these factors will likely matter more than these broad state estimates.
Where St Clair County Community College Stands
Earnings vs. debt across all accounting associates's programs nationally
Compare to Similar Programs in Michigan
Accounting associates's programs at peer institutions in Michigan (35 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $5,076 | $36,181* | — | $13,248* | — | |
| $3,020 | $40,424* | $46,109 | $21,496* | 0.53 | |
| $12,810 | $36,181* | $38,187 | $26,067* | 0.72 | |
| $4,059 | $35,538* | $42,721 | $12,750* | 0.36 | |
| National Median | — | $37,000* | — | $19,354* | 0.52 |
Career Paths
Occupations commonly associated with accounting graduates
Financial Managers
Treasurers and Controllers
Investment Fund Managers
Financial and Investment Analysts
Financial Risk Specialists
Financial Examiners
Budget Analysts
Business Teachers, Postsecondary
Accountants and Auditors
Tax Examiners and Collectors, and Revenue Agents
Bookkeeping, Accounting, and Auditing Clerks
Payroll and Timekeeping Clerks
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At St Clair County Community College, approximately 25% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 3 similar programs in MI. Actual outcomes may vary.