Analysis
St. Francis College's psychology program shows troubling first-year outcomes that improve substantially over time, but the small sample size here demands serious caution before drawing conclusions. That initial $24,455 salary ranks in just the 5th percentile nationally—nearly $7,000 below the national median—and even within New York's competitive market, it lands at only the 25th percentile. While earnings jump 52% by year four to $37,273, that growth may reflect survivorship bias in such a small data set rather than predictable career progression.
The $25,000 debt load equals the state median and sits slightly below the national average, which initially seems manageable. However, when first-year earnings are that low, even typical debt becomes problematic—the 1.02 debt-to-earnings ratio means graduates start underwater, owing more than they earn. Compare this to top-performing New York psychology programs like CUNY Graduate School ($48,299) or CUNY Medgar Evers ($39,868), where graduates earn 60-97% more right out of college.
The limited sample size is the critical asterisk here. With fewer than 30 graduates tracked, these numbers could swing dramatically with just a few different outcomes. For a program serving many Pell recipients (47% of students), the financial risk is real: that first-year salary makes loan repayment genuinely difficult. Unless your child has specific connections to St. Francis's Brooklyn network or substantial financial cushioning, the more established CUNY psychology programs offer clearer value.
Where St. Francis College Stands
Earnings vs. debt across all psychology bachelors's programs nationally
Earnings Distribution
How St. Francis College graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| St. Francis College | $24,455 | $37,273 | +52% |
| Cornell University | $36,630 | $64,146 | +75% |
| Fordham University | $28,256 | $58,590 | +107% |
| Binghamton University | $30,023 | $58,122 | +94% |
| Ithaca College | $27,814 | $55,104 | +98% |
Compare to Similar Programs in New York
Psychology bachelors's programs at peer institutions in New York (92 total in state)
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $27,570 | $24,455 | $37,273 | $25,000 | 1.02 | |
| $7,410 | $48,299 | $41,272 | $19,462 | 0.40 | |
| — | $43,574 | — | $28,914 | 0.66 | |
| $7,352 | $39,868 | $41,004 | $11,700 | 0.29 | |
| $7,630 | $39,188 | $40,013 | $29,050 | 0.74 | |
| $21,810 | $38,918 | $37,736 | $20,500 | 0.53 | |
| National Median | — | $31,482 | — | $25,500 | 0.81 |
Career Paths
Occupations commonly associated with psychology graduates
Industrial-Organizational Psychologists
Clinical and Counseling Psychologists
Psychologists, All Other
Neuropsychologists
Clinical Neuropsychologists
Psychology Teachers, Postsecondary
Managers, All Other
Loss Prevention Managers
Social Science Research Assistants
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At St. Francis College, approximately 47% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 26 graduates with reported earnings and 25 graduates with debt data. Small samples may not be representative.