Median Earnings (1yr)
$24,455
5th percentile
25th percentile in New York
Median Debt
$25,000
2% below national median

Analysis

St. Francis College's psychology program shows troubling first-year outcomes that improve substantially over time, but the small sample size here demands serious caution before drawing conclusions. That initial $24,455 salary ranks in just the 5th percentile nationally—nearly $7,000 below the national median—and even within New York's competitive market, it lands at only the 25th percentile. While earnings jump 52% by year four to $37,273, that growth may reflect survivorship bias in such a small data set rather than predictable career progression.

The $25,000 debt load equals the state median and sits slightly below the national average, which initially seems manageable. However, when first-year earnings are that low, even typical debt becomes problematic—the 1.02 debt-to-earnings ratio means graduates start underwater, owing more than they earn. Compare this to top-performing New York psychology programs like CUNY Graduate School ($48,299) or CUNY Medgar Evers ($39,868), where graduates earn 60-97% more right out of college.

The limited sample size is the critical asterisk here. With fewer than 30 graduates tracked, these numbers could swing dramatically with just a few different outcomes. For a program serving many Pell recipients (47% of students), the financial risk is real: that first-year salary makes loan repayment genuinely difficult. Unless your child has specific connections to St. Francis's Brooklyn network or substantial financial cushioning, the more established CUNY psychology programs offer clearer value.

Where St. Francis College Stands

Earnings vs. debt across all psychology bachelors's programs nationally

Earnings Distribution

How St. Francis College graduates compare to all programs nationally

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

School1 Year4 YearsGrowth
St. Francis College$24,455$37,273+52%
Cornell University$36,630$64,146+75%
Fordham University$28,256$58,590+107%
Binghamton University$30,023$58,122+94%
Ithaca College$27,814$55,104+98%

Compare to Similar Programs in New York

Psychology bachelors's programs at peer institutions in New York (92 total in state)

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SchoolIn-State TuitionEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
St. Francis CollegeBrooklyn$27,570$24,455$37,273$25,0001.02
CUNY Graduate School and University CenterNew York$7,410$48,299$41,272$19,4620.40
Excelsior UniversityAlbany$43,574$28,9140.66
CUNY Medgar Evers CollegeBrooklyn$7,352$39,868$41,004$11,7000.29
Empire State UniversitySaratoga Springs$7,630$39,188$40,013$29,0500.74
Touro UniversityNew York$21,810$38,918$37,736$20,5000.53
National Median$31,482$25,5000.81

Career Paths

Occupations commonly associated with psychology graduates

Industrial-Organizational Psychologists

Apply principles of psychology to human resources, administration, management, sales, and marketing problems. Activities may include policy planning; employee testing and selection, training, and development; and organizational development and analysis. May work with management to organize the work setting to improve worker productivity.

$94,310/yrJobs growth:

Clinical and Counseling Psychologists

Assess, diagnose, and treat mental and emotional disorders of individuals through observation, interview, and psychological tests. Help individuals with distress or maladjustment understand their problems through their knowledge of case history, interviews with patients, and theory. Provide individual or group counseling services to assist individuals in achieving more effective personal, social, educational, and vocational development and adjustment. May design behavior modification programs and consult with medical personnel regarding the best treatment for patients.

$94,310/yrJobs growth:

Psychologists, All Other

All psychologists not listed separately.

$94,310/yrJobs growth:

Neuropsychologists

Apply theories and principles of neuropsychology to evaluate and diagnose disorders of higher cerebral functioning, often in research and medical settings. Study the human brain and the effect of physiological states on human cognition and behavior. May formulate and administer programs of treatment.

$94,310/yrJobs growth:

Clinical Neuropsychologists

Assess and diagnose patients with neurobehavioral problems related to acquired or developmental disorders of the nervous system, such as neurodegenerative disorders, traumatic brain injury, seizure disorders, and learning disabilities. Recommend treatment after diagnosis, such as therapy, medication, or surgery. Assist with evaluation before and after neurosurgical procedures, such as deep brain stimulation.

$94,310/yrJobs growth:

Psychology Teachers, Postsecondary

Teach courses in psychology, such as child, clinical, and developmental psychology, and psychological counseling. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:

Managers, All Other

All managers not listed separately.

Loss Prevention Managers

Plan and direct policies, procedures, or systems to prevent the loss of assets. Determine risk exposure or potential liability, and develop risk control measures.

Social Science Research Assistants

Assist social scientists in laboratory, survey, and other social science research. May help prepare findings for publication and assist in laboratory analysis, quality control, or data management.

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At St. Francis College, approximately 47% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 26 graduates with reported earnings and 25 graduates with debt data. Small samples may not be representative.