Median Earnings (1yr)
$23,821
5th percentile (25th in NY)
Median Debt
$27,000
6% above national median
Debt-to-Earnings
1.13
Elevated
Sample Size
131
Adequate data

Analysis

St. John's psychology graduates face a difficult first year, earning just $23,821—less than half the New York state median and ranking in the bottom 5% nationally. While that initial number looks alarming, the trajectory tells a more complete story: earnings more than double to $48,430 by year four, eventually exceeding both state and national averages. The question is whether families can weather that rocky start.

At $27,000 in debt, graduates aren't drowning in loans, and the program costs less than many New York alternatives. But when you're earning $24,000 right after graduation, even moderate debt feels heavy. Compare this to CUNY's public options, where psychology graduates start closer to $40,000 with similar or lower debt loads. The gap matters because those first few years often determine whether graduates can stay in New York City, where rents don't wait for your salary to catch up.

By year four, St. John's psychology graduates reach respectable earnings, suggesting the degree enables meaningful career progression. But parents should understand they're likely supporting their child through an extended launch period. If your family has the financial cushion to help with living expenses during those lean early years, the long-term outcome justifies the investment. Without that safety net, this program demands careful consideration against more affordable CUNY alternatives that offer steadier early earnings.

Where St. John's University-New York Stands

Earnings vs. debt across all psychology bachelors's programs nationally

St. John's University-New YorkOther psychology programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How St. John's University-New York graduates compare to all programs nationally

St. John's University-New York graduates earn $24k, placing them in the 5th percentile of all psychology bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in New York

Psychology bachelors's programs at peer institutions in New York (92 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
St. John's University-New York$23,821$48,430$27,0001.13
CUNY Graduate School and University Center$48,299$41,272$19,4620.40
Excelsior University$43,574$28,9140.66
CUNY Medgar Evers College$39,868$41,004$11,7000.29
Empire State University$39,188$40,013$29,0500.74
Touro University$38,918$37,736$20,5000.53
National Median$31,482$25,5000.81

Other Psychology Programs in New York

Compare tuition, earnings, and debt across New York schools

SchoolIn-State TuitionEarnings (1yr)Debt
CUNY Graduate School and University Center
New York
$7,410$48,299$19,462
Excelsior University
Albany
$43,574$28,914
CUNY Medgar Evers College
Brooklyn
$7,352$39,868$11,700
Empire State University
Saratoga Springs
$7,630$39,188$29,050
Touro University
New York
$21,810$38,918$20,500

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At St. John's University-New York, approximately 24% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 131 graduates with reported earnings and 226 graduates with debt data. Small samples may not be representative.