Analysis
St. John's psychology graduates face a difficult first year, earning just $23,821βless than half the New York state median and ranking in the bottom 5% nationally. While that initial number looks alarming, the trajectory tells a more complete story: earnings more than double to $48,430 by year four, eventually exceeding both state and national averages. The question is whether families can weather that rocky start.
At $27,000 in debt, graduates aren't drowning in loans, and the program costs less than many New York alternatives. But when you're earning $24,000 right after graduation, even moderate debt feels heavy. Compare this to CUNY's public options, where psychology graduates start closer to $40,000 with similar or lower debt loads. The gap matters because those first few years often determine whether graduates can stay in New York City, where rents don't wait for your salary to catch up.
By year four, St. John's psychology graduates reach respectable earnings, suggesting the degree enables meaningful career progression. But parents should understand they're likely supporting their child through an extended launch period. If your family has the financial cushion to help with living expenses during those lean early years, the long-term outcome justifies the investment. Without that safety net, this program demands careful consideration against more affordable CUNY alternatives that offer steadier early earnings.
Where St. John's University-New York Stands
Earnings vs. debt across all psychology bachelors's programs nationally
Earnings Distribution
How St. John's University-New York graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| St. John's University-New York | $23,821 | $48,430 | +103% |
| Cornell University | $36,630 | $64,146 | +75% |
| Fordham University | $28,256 | $58,590 | +107% |
| Binghamton University | $30,023 | $58,122 | +94% |
| Ithaca College | $27,814 | $55,104 | +98% |
Compare to Similar Programs in New York
Psychology bachelors's programs at peer institutions in New York (92 total in state)
Scroll to see more β
| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $50,110 | $23,821 | $48,430 | $27,000 | 1.13 | |
| $7,410 | $48,299 | $41,272 | $19,462 | 0.40 | |
| β | $43,574 | β | $28,914 | 0.66 | |
| $7,352 | $39,868 | $41,004 | $11,700 | 0.29 | |
| $7,630 | $39,188 | $40,013 | $29,050 | 0.74 | |
| $21,810 | $38,918 | $37,736 | $20,500 | 0.53 | |
| National Median | β | $31,482 | β | $25,500 | 0.81 |
Career Paths
Occupations commonly associated with psychology graduates
Industrial-Organizational Psychologists
Clinical and Counseling Psychologists
Psychologists, All Other
Neuropsychologists
Clinical Neuropsychologists
Psychology Teachers, Postsecondary
Managers, All Other
Loss Prevention Managers
Social Science Research Assistants
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At St. John's University-New York, approximately 24% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 131 graduates with reported earnings and 226 graduates with debt data. Small samples may not be representative.