Computer and Information Sciences at St. Joseph's University-New York

A debt load around $27,000 against first-year earnings near $63,000 suggests a manageable financial picture for computer science graduates, based on what similar programs across New York typically produce. That 0.43 debt-to-earnings ratio falls comfortably below the threshold where loan payments become burdensome, and it aligns closely with state and national benchmarks for bachelor's programs in this field. The estimated earnings figure matches the state median exactly, which makes sense for a program at a school with a 71% admission rate and average SAT scores around 1170—it's producing outcomes consistent with the broader New York tech market rather than commanding the premium of elite institutions.

The gap between St. Joseph's estimated outcomes and top-tier programs is substantial—Barnard and Cornell graduates start around $105,000—but that comparison matters less than the core question of whether this degree provides solid economic footing. At an estimated $63,000 in year one, graduates should clear about $4,800 monthly before taxes, making the projected debt serviceable while building career momentum in a field with strong growth prospects. The one-third of students receiving Pell grants suggests the program serves students who might not have access to those elite alternatives anyway.

For families considering this program, the estimated numbers point to reasonable value: typical tech-sector starting salary, debt that won't dominate your budget, and entry into an in-demand field. Just remember these figures reflect peer programs statewide, not verified outcomes from St. Joseph's specifically.