Median Earnings (1yr)
$38,090
58th percentile (60th in NY)
Median Debt
$26,625
1% below national median
Debt-to-Earnings
0.70
Manageable
Sample Size
38
Adequate data

Analysis

St. Joseph's University-New York graduates with liberal arts degrees earn slightly above the New York state median ($40,634 vs. $35,817 at the four-year mark), ranking in the 60th percentile among the state's 87 programs. That's meaningful in a competitive market like New York, where many liberal arts programs struggle to launch graduates into stable employment. The debt load of $26,625 sits right at national norms but slightly above the state median, creating a manageable debt-to-earnings ratio of 0.70—graduates can expect to earn more in their first year than they owe.

However, context matters here. While this program outperforms most New York liberal arts programs, it falls far short of the state's top performers like Molloy ($74,868) or even Mercy ($46,408). The 7% earnings growth from year one to year four is modest, suggesting graduates aren't rapidly climbing into higher-paying roles. With a 71% admission rate and a third of students on Pell grants, St. Joseph's serves a broad student population, which makes these middle-of-the-pack outcomes reasonable but not exceptional.

For families seeking a liberal arts education in New York, this represents a safe bet rather than a standout investment. Your child is likely to find work and manage their debt, but they won't have the earning power of graduates from more selective programs. If career flexibility and intellectual breadth matter more than maximizing early earnings, the numbers support moving forward—just understand you're paying for solid, not spectacular, financial outcomes.

Where St. Joseph's University-New York Stands

Earnings vs. debt across all liberal arts and sciences, general studies and humanities bachelors's programs nationally

St. Joseph's University-New YorkOther liberal arts and sciences, general studies and humanities programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How St. Joseph's University-New York graduates compare to all programs nationally

St. Joseph's University-New York graduates earn $38k, placing them in the 58th percentile of all liberal arts and sciences, general studies and humanities bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in New York

Liberal Arts and Sciences, General Studies and Humanities bachelors's programs at peer institutions in New York (87 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
St. Joseph's University-New York$38,090$40,634$26,6250.70
Molloy University$74,868$31,0000.41
Excelsior University$52,429$53,480$11,8750.23
Mercy University$46,408$33,6870.73
Cornell University$46,072
Union College$45,516$48,667$24,5000.54
National Median$36,340$27,0000.74

Other Liberal Arts and Sciences, General Studies and Humanities Programs in New York

Compare tuition, earnings, and debt across New York schools

SchoolIn-State TuitionEarnings (1yr)Debt
Molloy University
Rockville Centre
$37,840$74,868$31,000
Excelsior University
Albany
$52,429$11,875
Mercy University
Dobbs Ferry
$22,106$46,408$33,687
Cornell University
Ithaca
$66,014$46,072
Union College
Schenectady
$66,456$45,516$24,500

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At St. Joseph's University-New York, approximately 34% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 38 graduates with reported earnings and 48 graduates with debt data. Small samples may not be representative.