Median Earnings (1yr)
$34,531
5th percentile (25th in NY)
Median Debt
$21,697
1% above national median
Debt-to-Earnings
0.63
Manageable
Sample Size
17
Limited data

Analysis

St. Joseph's University-New York math graduates face a tough first year, earning just $34,531—roughly $14,000 below what the typical New York math graduate makes right out of college. That 5th percentile national ranking is sobering, though the small sample size (under 30 graduates) means this figure could swing significantly in either direction. The bright spot is dramatic earnings growth: graduates nearly double their income by year four, reaching $53,836. However, that still leaves them about $8,000 behind the New York state median for math majors.

The debt picture isn't catastrophic at $21,697, sitting near national norms, but paired with that weak starting salary, graduates face a challenging first few years. The 56% earnings growth suggests that many find better footing after initial entry-level positions, potentially moving into teaching, data analysis, or other roles where a math degree opens doors. Still, those first-year earnings are particularly concerning in an expensive city like New York, where living costs will consume a much larger share of take-home pay than in most other markets.

Given the limited sample size, these numbers could easily reflect a few graduates pursuing graduate school or non-traditional paths rather than a systemic problem. For families comfortable with uncertainty and confident their student will aggressively pursue internships and networking, this might work out fine. But parents seeking a safer bet should note that dozens of other New York schools produce math graduates who start stronger financially.

Where St. Joseph's University-New York Stands

Earnings vs. debt across all mathematics bachelors's programs nationally

St. Joseph's University-New YorkOther mathematics programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How St. Joseph's University-New York graduates compare to all programs nationally

St. Joseph's University-New York graduates earn $35k, placing them in the 5th percentile of all mathematics bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in New York

Mathematics bachelors's programs at peer institutions in New York (83 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
St. Joseph's University-New York$34,531$53,836$21,6970.63
Cornell University$87,251$127,962$14,1460.16
Rensselaer Polytechnic Institute$80,196$100,012$24,2500.30
Fordham University$73,204$26,9490.37
New York University$58,481$90,277$19,5000.33
St Lawrence University$58,047$68,144$25,0000.43
National Median$48,772$21,5000.44

Other Mathematics Programs in New York

Compare tuition, earnings, and debt across New York schools

SchoolIn-State TuitionEarnings (1yr)Debt
Cornell University
Ithaca
$66,014$87,251$14,146
Rensselaer Polytechnic Institute
Troy
$61,884$80,196$24,250
Fordham University
Bronx
$61,992$73,204$26,949
New York University
New York
$60,438$58,481$19,500
St Lawrence University
Canton
$63,870$58,047$25,000

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At St. Joseph's University-New York, approximately 34% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 17 graduates with reported earnings and 20 graduates with debt data. Small samples may not be representative.