Analysis
St. Lawrence's psychology program punches above its weight nationally but tells a more complex story within New York State. While graduates earn $37,068 in their first year—landing in the 90th percentile nationally and well above the national median of $31,482—they sit at just the 60th percentile among New York programs. That's the tradeoff of attending a selective liberal arts college in a state dominated by CUNY schools that often deliver stronger immediate earnings for psychology majors.
The compelling part of this program is the trajectory: earnings jump 40% to nearly $52,000 by year four, suggesting St. Lawrence's network and credentials open doors over time that may not be immediately visible. The debt load of $25,070 is reasonable, translating to a manageable 0.68 ratio to first-year earnings—meaning graduates could theoretically pay off loans in under nine months of salary. This is considerably better than typical liberal arts outcomes.
For families weighing this against state schools, the question is whether the St. Lawrence experience justifies similar debt for middling in-state performance. If your child thrives in small-school environments and the 40% earnings growth pattern holds, this could work. But if you're purely ROI-focused and staying in New York, several CUNY programs deliver stronger starting salaries at comparable or lower debt levels.
Where St Lawrence University Stands
Earnings vs. debt across all psychology bachelors's programs nationally
Earnings Distribution
How St Lawrence University graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| St Lawrence University | $37,068 | $51,834 | +40% |
| Cornell University | $36,630 | $64,146 | +75% |
| Fordham University | $28,256 | $58,590 | +107% |
| Binghamton University | $30,023 | $58,122 | +94% |
| Ithaca College | $27,814 | $55,104 | +98% |
Compare to Similar Programs in New York
Psychology bachelors's programs at peer institutions in New York (92 total in state)
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $63,870 | $37,068 | $51,834 | $25,070 | 0.68 | |
| $7,410 | $48,299 | $41,272 | $19,462 | 0.40 | |
| — | $43,574 | — | $28,914 | 0.66 | |
| $7,352 | $39,868 | $41,004 | $11,700 | 0.29 | |
| $7,630 | $39,188 | $40,013 | $29,050 | 0.74 | |
| $21,810 | $38,918 | $37,736 | $20,500 | 0.53 | |
| National Median | — | $31,482 | — | $25,500 | 0.81 |
Career Paths
Occupations commonly associated with psychology graduates
Industrial-Organizational Psychologists
Clinical and Counseling Psychologists
Psychologists, All Other
Neuropsychologists
Clinical Neuropsychologists
Psychology Teachers, Postsecondary
Managers, All Other
Loss Prevention Managers
Social Science Research Assistants
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At St Lawrence University, approximately 21% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 65 graduates with reported earnings and 81 graduates with debt data. Small samples may not be representative.