Median Earnings (1yr)
$58,825
82nd percentile (60th in MN)
Median Debt
$23,000
7% above national median
Debt-to-Earnings
0.39
Manageable
Sample Size
47
Adequate data

Analysis

St. Olaf's mathematics program outperforms the vast majority of similar programs nationwide, placing in the 82nd percentile for earnings despite being only at the 60th percentile among Minnesota schools—a reflection of how competitive the state's math programs are overall. Starting at nearly $59,000 and reaching almost $73,000 by year four represents solid 24% growth that keeps pace with the University of Minnesota's Twin Cities campus, the state's flagship institution.

The $23,000 in median debt is exactly Minnesota's average and sits below the national median, creating a manageable debt-to-earnings ratio of 0.39. Graduates can realistically pay down their loans within a few years while building financial stability. The moderate sample size suggests consistent outcomes rather than a few outliers driving the numbers.

For families weighing a private liberal arts education against state universities, St. Olaf delivers comparable early-career earnings to Minnesota's public flagships at debt levels that won't derail financial planning. This is a straightforward value proposition: strong initial placement that continues to build momentum through the crucial first four years of a career.

Where St Olaf College Stands

Earnings vs. debt across all mathematics bachelors's programs nationally

St Olaf CollegeOther mathematics programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How St Olaf College graduates compare to all programs nationally

St Olaf College graduates earn $59k, placing them in the 82th percentile of all mathematics bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Minnesota

Mathematics bachelors's programs at peer institutions in Minnesota (27 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
St Olaf College$58,825$72,810$23,0000.39
University of Minnesota-Twin Cities$58,153$72,102$22,0950.38
Macalester College$57,166$22,4830.39
University of Minnesota-Duluth$55,482$65,774$23,9750.43
Augsburg University$54,387$26,4520.49
National Median$48,772$21,5000.44

Other Mathematics Programs in Minnesota

Compare tuition, earnings, and debt across Minnesota schools

SchoolIn-State TuitionEarnings (1yr)Debt
University of Minnesota-Twin Cities
Minneapolis
$16,488$58,153$22,095
Macalester College
Saint Paul
$64,908$57,166$22,483
University of Minnesota-Duluth
Duluth
$14,318$55,482$23,975
Augsburg University
Minneapolis
$43,942$54,387$26,452

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At St Olaf College, approximately 20% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 47 graduates with reported earnings and 57 graduates with debt data. Small samples may not be representative.