Analysis
A mathematics degree from the University of Minnesota-Twin Cities earns graduates $58,153 right out of college—nearly $10,000 more than the national median and competitive with Minnesota's top private liberal arts colleges. Within four years, earnings climb to $72,102, representing strong 24% growth that suggests these graduates are advancing into more specialized roles. The state percentile ranking (60th) is actually misleading here: UMN's outcomes essentially match those of St. Olaf and Macalester, schools with far lower admission rates, while coming in just slightly above the Minnesota median despite serving a much larger and more diverse student body.
The debt picture reinforces the value proposition. At $22,095, graduates carry slightly less than the state median and achieve a debt-to-earnings ratio of 0.38—meaning they could theoretically pay off their loans in about five months of gross salary. This combination of strong immediate earnings and manageable debt gives graduates meaningful financial flexibility early in their careers, whether they're pursuing graduate school, data science roles, actuarial work, or teaching.
For an accessible public university that admits three-quarters of applicants, these outcomes stand out. Minnesota families are getting elite-level mathematics training at a fraction of the cost of comparable private institutions, with graduates positioned well for both technical careers and advanced study.
Where University of Minnesota-Twin Cities Stands
Earnings vs. debt across all mathematics bachelors's programs nationally
Earnings Distribution
How University of Minnesota-Twin Cities graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| University of Minnesota-Twin Cities | $58,153 | $72,102 | +24% |
| Massachusetts Institute of Technology | $109,288 | $180,882 | +66% |
| Cornell University | $87,251 | $127,962 | +47% |
| St Olaf College | $58,825 | $72,810 | +24% |
| University of Minnesota-Duluth | $55,482 | $65,774 | +19% |
Compare to Similar Programs in Minnesota
Mathematics bachelors's programs at peer institutions in Minnesota (27 total in state)
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $16,488 | $58,153 | $72,102 | $22,095 | 0.38 | |
| $56,970 | $58,825 | $72,810 | $23,000 | 0.39 | |
| $64,908 | $57,166 | — | $22,483 | 0.39 | |
| $14,318 | $55,482 | $65,774 | $23,975 | 0.43 | |
| $43,942 | $54,387 | — | $26,452 | 0.49 | |
| National Median | — | $48,772 | — | $21,500 | 0.44 |
Career Paths
Occupations commonly associated with mathematics graduates
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Data Scientists
Business Intelligence Analysts
Clinical Data Managers
Mathematicians
Statisticians
Biostatisticians
Mathematical Science Teachers, Postsecondary
Secondary School Teachers, Except Special and Career/Technical Education
Mathematical Science Occupations, All Other
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Minnesota-Twin Cities, approximately 17% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 128 graduates with reported earnings and 146 graduates with debt data. Small samples may not be representative.