Median Earnings (1yr)
$58,153
80th percentile (60th in MN)
Median Debt
$22,095
3% above national median
Debt-to-Earnings
0.38
Manageable
Sample Size
128
Adequate data

Analysis

A mathematics degree from the University of Minnesota-Twin Cities earns graduates $58,153 right out of college—nearly $10,000 more than the national median and competitive with Minnesota's top private liberal arts colleges. Within four years, earnings climb to $72,102, representing strong 24% growth that suggests these graduates are advancing into more specialized roles. The state percentile ranking (60th) is actually misleading here: UMN's outcomes essentially match those of St. Olaf and Macalester, schools with far lower admission rates, while coming in just slightly above the Minnesota median despite serving a much larger and more diverse student body.

The debt picture reinforces the value proposition. At $22,095, graduates carry slightly less than the state median and achieve a debt-to-earnings ratio of 0.38—meaning they could theoretically pay off their loans in about five months of gross salary. This combination of strong immediate earnings and manageable debt gives graduates meaningful financial flexibility early in their careers, whether they're pursuing graduate school, data science roles, actuarial work, or teaching.

For an accessible public university that admits three-quarters of applicants, these outcomes stand out. Minnesota families are getting elite-level mathematics training at a fraction of the cost of comparable private institutions, with graduates positioned well for both technical careers and advanced study.

Where University of Minnesota-Twin Cities Stands

Earnings vs. debt across all mathematics bachelors's programs nationally

University of Minnesota-Twin CitiesOther mathematics programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How University of Minnesota-Twin Cities graduates compare to all programs nationally

University of Minnesota-Twin Cities graduates earn $58k, placing them in the 80th percentile of all mathematics bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Minnesota

Mathematics bachelors's programs at peer institutions in Minnesota (27 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
University of Minnesota-Twin Cities$58,153$72,102$22,0950.38
St Olaf College$58,825$72,810$23,0000.39
Macalester College$57,166—$22,4830.39
University of Minnesota-Duluth$55,482$65,774$23,9750.43
Augsburg University$54,387—$26,4520.49
National Median$48,772—$21,5000.44

Other Mathematics Programs in Minnesota

Compare tuition, earnings, and debt across Minnesota schools

SchoolIn-State TuitionEarnings (1yr)Debt
St Olaf College
Northfield
$56,970$58,825$23,000
Macalester College
Saint Paul
$64,908$57,166$22,483
University of Minnesota-Duluth
Duluth
$14,318$55,482$23,975
Augsburg University
Minneapolis
$43,942$54,387$26,452

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Minnesota-Twin Cities, approximately 17% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 128 graduates with reported earnings and 146 graduates with debt data. Small samples may not be representative.