Median Earnings (1yr)
$55,482
76th percentile
40th percentile in Minnesota
Median Debt
$23,975
12% above national median

Analysis

UMN-Duluth's math program performs an interesting balancing act: it outearns the national average by $7,000 annually, but lands squarely in the middle of Minnesota's competitive math landscape at the 40th percentile. Starting at $55,482 and climbing to nearly $66,000 by year four represents solid earnings growth of 19%, though state flagship Twin Cities and liberal arts colleges like St. Olaf edge ahead slightly. The manageable $23,975 debt burden—below the 30th percentile nationally—means graduates face a debt-to-earnings ratio of just 0.43, making this one of the more financially accessible routes to a math degree.

For Minnesota families, the value proposition centers on accessibility rather than peak earning potential. With an 82% admission rate and costs that won't bury students in debt, Duluth offers a practical path to above-average math career outcomes without the steep price tag of private colleges. The program delivers what matters most: graduates enter stable careers with comfortable debt loads and room for income growth. You're not paying for elite prestige, but you're getting demonstrably stronger results than most math programs nationwide.

The straightforward takeaway: if your child can get into higher-ranked Minnesota programs, the earnings bump might be worth exploring. But for students seeking strong math credentials without financial stress, Duluth's combination of reasonable debt and above-national-average earnings makes it a smart, low-risk choice.

Where University of Minnesota-Duluth Stands

Earnings vs. debt across all mathematics bachelors's programs nationally

Earnings Distribution

How University of Minnesota-Duluth graduates compare to all programs nationally

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

School1 Year4 YearsGrowth
University of Minnesota-Duluth$55,482$65,774+19%
Massachusetts Institute of Technology$109,288$180,882+66%
Cornell University$87,251$127,962+47%
St Olaf College$58,825$72,810+24%
University of Minnesota-Twin Cities$58,153$72,102+24%

Compare to Similar Programs in Minnesota

Mathematics bachelors's programs at peer institutions in Minnesota (27 total in state)

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SchoolIn-State TuitionEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
University of Minnesota-DuluthDuluth$14,318$55,482$65,774$23,9750.43
St Olaf CollegeNorthfield$56,970$58,825$72,810$23,0000.39
University of Minnesota-Twin CitiesMinneapolis$16,488$58,153$72,102$22,0950.38
Macalester CollegeSaint Paul$64,908$57,166$22,4830.39
Augsburg UniversityMinneapolis$43,942$54,387$26,4520.49
National Median$48,772$21,5000.44

Career Paths

Occupations commonly associated with mathematics graduates

Natural Sciences Managers

Plan, direct, or coordinate activities in such fields as life sciences, physical sciences, mathematics, statistics, and research and development in these fields.

$161,180/yrJobs growth:Bachelor's degree

Clinical Research Coordinators

Plan, direct, or coordinate clinical research projects. Direct the activities of workers engaged in clinical research projects to ensure compliance with protocols and overall clinical objectives. May evaluate and analyze clinical data.

$161,180/yrJobs growth:Bachelor's degree

Water Resource Specialists

Design or implement programs and strategies related to water resource issues such as supply, quality, and regulatory compliance issues.

$161,180/yrJobs growth:Bachelor's degree

Data Scientists

Develop and implement a set of techniques or analytics applications to transform raw data into meaningful information using data-oriented programming languages and visualization software. Apply data mining, data modeling, natural language processing, and machine learning to extract and analyze information from large structured and unstructured datasets. Visualize, interpret, and report data findings. May create dynamic data reports.

$112,590/yrJobs growth:Bachelor's degree

Business Intelligence Analysts

Produce financial and market intelligence by querying data repositories and generating periodic reports. Devise methods for identifying data patterns and trends in available information sources.

$112,590/yrJobs growth:Bachelor's degree

Clinical Data Managers

Apply knowledge of health care and database management to analyze clinical data, and to identify and report trends.

$112,590/yrJobs growth:Bachelor's degree

Mathematicians

Conduct research in fundamental mathematics or in application of mathematical techniques to science, management, and other fields. Solve problems in various fields using mathematical methods.

$104,350/yrJobs growth:Master's degree

Statisticians

Develop or apply mathematical or statistical theory and methods to collect, organize, interpret, and summarize numerical data to provide usable information. May specialize in fields such as biostatistics, agricultural statistics, business statistics, or economic statistics. Includes mathematical and survey statisticians.

$104,350/yrJobs growth:Master's degree

Biostatisticians

Develop and apply biostatistical theory and methods to the study of life sciences.

$104,350/yrJobs growth:Master's degree

Mathematical Science Teachers, Postsecondary

Teach courses pertaining to mathematical concepts, statistics, and actuarial science and to the application of original and standardized mathematical techniques in solving specific problems and situations. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:

Secondary School Teachers, Except Special and Career/Technical Education

Teach one or more subjects to students at the secondary school level.

$64,580/yrJobs growth:Bachelor's degree

Mathematical Science Occupations, All Other

All mathematical scientists not listed separately.

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Minnesota-Duluth, approximately 18% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 31 graduates with reported earnings and 36 graduates with debt data. Small samples may not be representative.